IndusInd Bank Platinum Aura Edge Credit Card vs Standard Chartered Rewards Credit Card

• Flexibility to choose from 4 reward plans to suit your lifestyle- Platinum Aura Shop Plan enables you save more by managing your spends, Platinum Aura Home Plan gives the flexibility to save while shopping for home, Platinum Aura Travel Plan is especially designed for frequent fliers, and Platinum Aura Party Plan enables you to enjoy life to the fullest by earning savings points that you can later redeem against dues on the Credit Card, or on airline miles
• 1% Fuel Surcharge Waiver
• Earn up to 8X Reward Points on selected merchant categories, for every Rs. 100 spent
• IndusInd Bank in association with The Oriental Insurance Company Ltd, bring you insurance coverage that includes lost baggage, delayed baggage, loss of passport, lost ticket, and missed connection
• Enjoy the facility of Total Protect that covers the cardholder for a sum up to the credit limit on its credit card. Completely be worry-free about any fraudulent transactions performed using your card as it protects from unauthorized transactions in case of loss/theft of card and Counterfeit fraud
• Complimentary personal air accident insurance cover of up to Rs. 25 lakh

• Second Year onwards the annual fees will be reversed on spends of Rs. 1,50,000 or more in the previous year. Alternatively, cardholder will be entitled to receive 4000 reward points on the payment of Annual Fees
• Get 4 reward points per Rs. 150 on all Retail spends (except Government, Insurance and Fuel categories)
• Avail additional 4 reward points per Rs. 150 on monthly Retail spends above Rs. 20,000 (max. 2000 bonus reward points per statement cycle)
• 1 Domestic Lounge Visit per calendar quarter (4 per year)
• 1 reward point on every Rs. 150 spent on Government and Insurance categories
• 1% Fuel Surcharge waiver on all fuel spends
• Get a wide range of instant payment solutions like Samsung Secure Play and BharatQR Bharat Bill Payment Solution (BBPS)
• Enjoy the facility of Kuch Bhi on EMI option where you can convert big spends above Rs. 2,000 to easy EMI through online banking or SC Mobile. Avail attractive pricing and flexible tenure options
• Easily redeem reward points against the bank’s new online catalogue with Standard Chartered 360* Rewards
• Avail loan up to Rs. 5,00,000 on the credit card with flexible tenure from 12 to 60 months
• Transfer card balance from other bank credit cards up to Rs. 5,00,000 at attractive interest rate
• Convert entire outstanding, up to Rs. 5,00,000, in EMIs with zero processing fees

Pros

• 1% Fuel Surcharge Waiver
• Earn up to 8X Reward Points on selected merchant categories, for every Rs. 100 spent
• Flexibility to choose from 4 reward plans to suit your lifestyle
  
  Cons
  
• No golf benefits
• No airport lounge access / dining/ movie benefits

Pros

• 1% Fuel Surcharge Waiver
• 4 reward points per Rs. 150 on all Retail spends
• Avail loan up to Rs. 5,00,000 on the credit card with flexible tenure from 12 to 60 months

Cons

• No golf benefits
• No international airport lounge access / dining/ movie benefits