IndusInd Bank PAYBACK Credit Card vs RBL Bank World Plus SuperCard

• Welcome Gift includes getting rewarded with 1000 PAYBACK points as a Welcome Bonus and availing 10% Discount at Big Bazaar, Central, e-Zone, FBB, Brand factory & more with complimentary Future Privilege Membership
• 1% fuel surcharge across all petrol pumps in India
• Auto assist
• Complimentary personal air accident insurance cover of up to Rs 25 lakh
• Avail ‘Total Protect’ facility which is a first-of-its-kind program that covers the individual for an amount equal to the credit limit on its card 

* Avail fuel surcharge waiver up to Rs. 200 per month
* Avail 2 Reward Points per Rs. 100 that you spend
* In a year, spend Rs. 3,00,000 to get 20,000 Reward Points, and upon crossing spend level of Rs. 5,00,000 in a year, get additional 20,000 Reward Points. Redeem the points at www.rblrewards.com/SuperCard for a range of gift vouchers/hotel stays/air tickets etc.
* Get 5% discount on dining spends via 20 Reward Points that is earned for every Rs. 100 spent. The maximum Reward Points that can be earned is 2,000 per month
* Get 5% discount on International spends via 20 Reward Points that is earned for every Rs. 100 spent. The maximum Reward Points that can be earned is 2,000 per month
* Avail 8 free access in a year, at domestic airport lounges in India. Get complimentary Priority Pass Membership worth $99 
* 24 x 7 Concierge Help Desk
* Enjoy the BookMyShow Offer: Get 1+1 free movie ticket (up to Rs. 200), twice a month on any day of the week
* Global Acceptance
* Access the cash at any ATM in India or Overseas which displays MasterCard/Visa/Cirrus/Maestro sign
* Instantly receive cash and pay back in installments with Dial for Cash program. One can also avail a pre-approved loan without blocking the credit limit of its Card. Get advantage of multiple tenure options
* Avail Split n Pay program and convert purchases of Rs. 3,000 or above into EMIs. Have convenience of paying EMIs at low interest rates at a nominal processing fee

Pros

• Avail exciting rewards on dining, shopping, entertainment and more: 

1. Get 5 PAYBACK Points on every Rs.100 spent on groceries and shopping
2. Relish 5 PAYBACK Points on every Rs.100 spent on dining delights
3. Get 20 PAYBACK Points on every Rs. 100 spent on movie bookings
4. While buying utilities, purchasing insurance and other miscellaneous items, except fuel, get 2 PAYBACK Points on every Rs. 100 spent

• Gain privileges of doing free shopping when redeeming PAYBACK Points. Categories for this include movie tickets on BookMyShow.com, grocery from Big Bazaar, a shopping voucher from VoucherWorld, or for any product of the cardholder’s choice from the PAYBACK Rewards Catalogue and more
• Avail 500 PAYBACK Points on spending Rs. 20,000 or more in a month. Avail 4000 PAYBACK Points on spending Rs. 2,00,000 or more in a membership year

Cons

• No Airport Lounge Access 
• No Golf Privileges 

Pros
* Offer on Dining and International spends
* Reward on all spends and discount on BookMyShow
* Complimentary Lounge Access and Priority Pass

Cons
* No golf complimentary benefits
* No airmiles