IndusInd Bank PAYBACK Credit Card vs RBL Bank World Max SuperCard

Joining Fees

₹249

₹2,999

Editor's Rating

3.7

3.4

Key Features

  • Welcome Gift includes getting rewarded with 1000 PAYBACK points as a Welcome Bonus and availing 10% Discount at Big Bazaar, Central, e-Zone, FBB, Brand factory & more with complimentary Future Privilege Membership
  • 1% fuel surcharge across all petrol pumps in India
  • Auto assist
  • Complimentary personal air accident insurance cover of up to Rs 25 lakh
  • Avail ‘Total Protect’ facility which is a first-of-its-kind program that covers the individual for an amount equal to the credit limit on its card 

* Avail 1 + 1 free movie ticket on BookMyShow, up to Rs. 200 once a month on any day of the week
* Avail fuel surcharge waiver up to Rs. 150 per month
* Avail 2 Reward Points for every Rs. 100 that you spend on all you desire and like
* Once every month, spend Rs. 25,000 and get 1,500 Reward Points
* Reach spends milestone of Rs. 40,000 and Rs. 50,000 to get additional 1,000 Reward Points on both occasions
* Redeem the points at www.rblrewards.com/SuperCard for an exciting range of gift vouchers/hotel stays/air tickets etc.
* Get 5% discount on dining spends, via 20 Reward Points that are earned for every Rs. 100 spent on weekends. The maximum Reward Points that can be earned is 1,000 per month
* Upcoming feature: If you desire to purchase electronic gadgets and home appliances then visit selected Bajaj Finserv partner outlet and get 5X Reward Points
* Complimentary 6 domestic airport lounge access in a year at all airports in India. The maximum limit is 2 complimentary airport lounge access in a quarter
* Dedicated Concierge Help Desk
* Global Acceptance
* Access the cash at any ATM in India or Overseas which displays MasterCard/Visa/Cirrus/Maestro sign
* Instantly receive cash and pay back in installments with Dial for Cash program. One can also avail a pre-approved loan without blocking the credit limit of its Card. Get advantage of multiple tenure options

Editor's Review

Pros

  • Avail exciting rewards on dining, shopping, entertainment and more: 
  1. Get 5 PAYBACK Points on every Rs.100 spent on groceries and shopping
  2. Relish 5 PAYBACK Points on every Rs.100 spent on dining delights
  3. Get 20 PAYBACK Points on every Rs. 100 spent on movie bookings
  4. While buying utilities, purchasing insurance and other miscellaneous items, except fuel, get 2 PAYBACK Points on every Rs. 100 spent
  • Gain privileges of doing free shopping when redeeming PAYBACK Points. Categories for this include movie tickets on BookMyShow.com, grocery from Big Bazaar, a shopping voucher from VoucherWorld, or for any product of the cardholder’s choice from the PAYBACK Rewards Catalogue and more
  • Avail 500 PAYBACK Points on spending Rs. 20,000 or more in a month. Avail 4000 PAYBACK Points on spending Rs. 2,00,000 or more in a membership year

Cons

  • No Airport Lounge Access 
  • No Golf Privileges 

Pros
* Up to 50,000+ Bonus Rewards
* Rewards on all spends
* Offers on Movies and Dining

Cons
* No golf complimentary benefits
* No airmiles
* No cashback offers


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