Welcome Gift includes getting rewarded with 1000 PAYBACK points as a Welcome Bonus and availing 10% Discount at Big Bazaar, Central, e-Zone, FBB, Brand factory & more with complimentary Future Privilege Membership
1% fuel surcharge across all petrol pumps in India
Auto assist
Complimentary personal air accident insurance cover of up to Rs 25 lakh
Avail ‘Total Protect’ facility which is a first-of-its-kind program that covers the individual for an amount equal to the credit limit on its card
Get 4% value back on fuel transactions by earning 20 reward points per Rs. 100 spent at IOCL fuel outlet in India. To avail this offer, transact between Rs. 400 and Rs. 4000 per month
1% value back on online shopping by earning 5 reward points per Rs. 100 spent. To avail this offer, transact at online merchants between Rs. 100 and Rs. 5000
1% fuel surcharge waiver- To avail this offer, transact at any fuel outlet between Rs. 400 and Rs. 4000 per month.
Spend more than Rs. 3,50,000 in a year and be eligible for annual fee waiver
Instant discount up to 10% on movie tickets booked via Bookmyshow app or website
Avail 1 EDGE REWARD point on Rs. 100 spend with the credit card
Indulge in delectable cuisines with Axis Bank Dining Delights that offers up to 15% discount at partnered restaurants in India via the EasyDiner
Editor's Review
Pros
Avail exciting rewards on dining, shopping, entertainment and more:
Get 5 PAYBACK Points on every Rs.100 spent on groceries and shopping
Relish 5 PAYBACK Points on every Rs.100 spent on dining delights
Get 20 PAYBACK Points on every Rs. 100 spent on movie bookings
While buying utilities, purchasing insurance and other miscellaneous items, except fuel, get 2 PAYBACK Points on every Rs. 100 spent
Gain privileges of doing free shopping when redeeming PAYBACK Points. Categories for this include movie tickets on BookMyShow.com, grocery from Big Bazaar, a shopping voucher from VoucherWorld, or for any product of the cardholder’s choice from the PAYBACK Rewards Catalogue and more
Avail 500 PAYBACK Points on spending Rs. 20,000 or more in a month. Avail 4000 PAYBACK Points on spending Rs. 2,00,000 or more in a membership year
Cons
No Airport Lounge Access
No Golf Privileges
Pros
Dining Delights - 15% off at partner restaurants
Instant discount on BookMyShow
1% fuel surcharge waiver on all fuel transactions in India
Cons
No Golf/coaching sessions
No Airport Lounge Access
More comparisions with IndusInd Bank PAYBACK Credit Card