Welcome Gift includes getting rewarded with 1000 PAYBACK points as a Welcome Bonus and availing 10% Discount at Big Bazaar, Central, e-Zone, FBB, Brand factory & more with complimentary Future Privilege Membership
1% fuel surcharge across all petrol pumps in India
Auto assist
Complimentary personal air accident insurance cover of up to Rs 25 lakh
Avail ‘Total Protect’ facility which is a first-of-its-kind program that covers the individual for an amount equal to the credit limit on its card
Get up to 5% cashback on fuel purchases
Get 1.5% cashback in reward points on all fuel purchases through the HP Pay app and at HPCL outlets
Get Rs. 300 per month in the form of cashback and accelerated rewards across all categories
5% accelerated Reward Points on categories such as departmental stores, electricity and mobile bills capped at Rs 100 worth ICICI Bank Reward points per month
Get 2 ICICI Bank Reward Points on every Rs. 100 spent on retail purchases
BookMyShow and Inox Offer: Get 25% discount, up to Rs. 100, on purchasing a minimum of 2 movie tickets, per transaction at BookMyShow and INOX. This benefit can be availed twice a month for both the platforms
Airport Lounge access: Relax in luxury and enjoy gourmet meals, comfortable seating, free Wi-Fi, widescreen TVs, and beverage services
Domestic Airport Lounge Benefit: Avail complimentary airport lounge access, per quarter by spending Rs. 35,000 in a calendar quarter on the card to avail this facility in the next calendar quarter
Chip and PIN Security
24x7 Road side assistance
Editor's Review
Pros
Avail exciting rewards on dining, shopping, entertainment and more:
Get 5 PAYBACK Points on every Rs.100 spent on groceries and shopping
Relish 5 PAYBACK Points on every Rs.100 spent on dining delights
Get 20 PAYBACK Points on every Rs. 100 spent on movie bookings
While buying utilities, purchasing insurance and other miscellaneous items, except fuel, get 2 PAYBACK Points on every Rs. 100 spent
Gain privileges of doing free shopping when redeeming PAYBACK Points. Categories for this include movie tickets on BookMyShow.com, grocery from Big Bazaar, a shopping voucher from VoucherWorld, or for any product of the cardholder’s choice from the PAYBACK Rewards Catalogue and more
Avail 500 PAYBACK Points on spending Rs. 20,000 or more in a month. Avail 4000 PAYBACK Points on spending Rs. 2,00,000 or more in a membership year
Cons
No Airport Lounge Access
No Golf Privileges
Pros
5% cashback on fuel purchases
5% accelerated Reward Points on categories such as departmental stores, electricity and mobile bills capped at Rs 100 worth ICICI Bank Reward points per month
Domestic Airport Lounge Benefit: Avail complimentary airport lounge access, per quarter by spending Rs. 35,000 in a calendar quarter
Cons
No dining benefits
No golf benefits
No international lounge access
More comparisions with IndusInd Bank PAYBACK Credit Card