Welcome Gift includes getting rewarded with 1000 PAYBACK points as a Welcome Bonus and availing 10% Discount at Big Bazaar, Central, e-Zone, FBB, Brand factory & more with complimentary Future Privilege Membership
1% fuel surcharge across all petrol pumps in India
Auto assist
Complimentary personal air accident insurance cover of up to Rs 25 lakh
Avail ‘Total Protect’ facility which is a first-of-its-kind program that covers the individual for an amount equal to the credit limit on its card
Credit Card on UPI
Get 2 EDGE Reward Points on every Rs. 200 spent on domestic and international transactions
Get 1% fuel surcharge waiver for fuel spends between Rs. 400 and Rs. 4000
Zero joining and Annual Fees
Instantly receive a virtual cardon the Kiwi mobile app after getting approved
Easily activate the credit card and set up UPI PIN to make UPI transactions
Editor's Review
Pros
Avail exciting rewards on dining, shopping, entertainment and more:
Get 5 PAYBACK Points on every Rs.100 spent on groceries and shopping
Relish 5 PAYBACK Points on every Rs.100 spent on dining delights
Get 20 PAYBACK Points on every Rs. 100 spent on movie bookings
While buying utilities, purchasing insurance and other miscellaneous items, except fuel, get 2 PAYBACK Points on every Rs. 100 spent
Gain privileges of doing free shopping when redeeming PAYBACK Points. Categories for this include movie tickets on BookMyShow.com, grocery from Big Bazaar, a shopping voucher from VoucherWorld, or for any product of the cardholder’s choice from the PAYBACK Rewards Catalogue and more
Avail 500 PAYBACK Points on spending Rs. 20,000 or more in a month. Avail 4000 PAYBACK Points on spending Rs. 2,00,000 or more in a membership year
Cons
No Airport Lounge Access
No Golf Privileges
Pros
2 EDGE Reward Points on every Rs. 200 spent on domestic and international transactions
Zero joining and Annual Fees
Instantly receive a virtual cardon the Kiwi mobile app after getting approved
Cons
No movie benefits
No golf benefits
No international and domestic lounge access
More comparisions with IndusInd Bank PAYBACK Credit Card