IndusInd Bank Legend Credit Card vs YES Prosperity Cashback Credit Card

Joining Fees

₹9,999

₹999

Editor's Rating

3.5

5

Key Features

  • Avail 1 reward point for every Rs. 100 you spend on weekdays and 2 reward points for every Rs. 100 you spend on weekends
  • On spending Rs. 6,00,000 or above within one year from the date of issue of the credit card, earn 4,000 bonus reward points 
  • Purchase one movie ticket and get one ticket free on bookings done via BookMyShow. In a month, avail up to one free tickets and a maximum discount of Rs. 200 on each ticket. Gain additional Rs. 50 off on selecting the F&B option
  • Enjoy access to nearly 600+ lounges across the globe using the complimentary Priority Pass
  • Avail complimentary access to airport Lounges in India with your Visa Signature credit card- one complimentary lounge visit per quarter. With IndusInd Bank Legend MasterCard Credit Card, get access to domestic airport lounges in India- get 1 complimentary lounge visit per quarter on the IndusInd Bank Legend MasterCard Credit Card
  • Enjoy the benefits of the unique travel assist program known as 'Travel Plus', it offers special waivers on lounge usage charges outside India
  • IndusInd Bank in association with The Oriental Insurance Company Ltd, bring you insurance coverage that includes lost baggage, delayed baggage, loss of passport, lost ticket, and missed connection
  • 1.8% discounted foreign currency mark-up fee on international transactions
  • Complimentary concierge services
  • Avail freedom from surcharge on fuel across India- Get waiver of 1% on fuel surcharge at any fuel station in India
  • Avail the Auto Assist facility
  •  Get ‘Total Protect' facility- a programme covering you for an amount equal to the credit limit on the card and is also available on add-on cards
  • Complimentary personal air accident insurance cover of up to Rs. 25,00,000
  • 5% Cashback on Movie Ticket bookings, Grocery Shopping, 0.50% Cashback on all Other retails spends, & 5% Cashback on Bill Payments
  • Avail great offers across travel, dining, shopping, wellness and more, in select cities
  • Instant EMI
  • Earn rewards points on your transactions that are converted into EMIs

Editor's Review

Pros

  • Complimentary personal air accident insurance cover of up to Rs. 25,00,000
  • Purchase one movie ticket and get one ticket free on bookings done via BookMyShow. In a month, avail up to one free tickets and a maximum discount of Rs. 200 on each ticket. Gain additional Rs. 50 off on selecting the F&B option
  • Enjoy access to nearly 600+ lounges across the globe using the complimentary Priority Pass and 1.8% discounted foreign currency mark-up fee on international transactions

Cons

  • No golf benefits
  • No lost card liability cover

Pros

  • Preferential Foreign Currency Markup of 3.40% only
  • 1% Fuel surcharge waiver at all fuel stations across India for transaction between Rs. 400 to Rs. 5,000
  • Get exciting offers on your YES BANK Credit Cards while shopping, dining, Travel and more YES PRIVILEGES

Cons

  • No complimentary Airport Lounge access
  • No Golf/coaching sessions
  • High-interest rate


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