IndusInd Bank Legend Credit Card vs Axis Bank Atlas Credit Card

Joining Fees

₹9,999

₹5,000

Editor's Rating

3.5

4.3

Key Features

  • Avail 1 reward point for every Rs. 100 you spend on weekdays and 2 reward points for every Rs. 100 you spend on weekends
  • On spending Rs. 6,00,000 or above within one year from the date of issue of the credit card, earn 4,000 bonus reward points 
  • Purchase one movie ticket and get one ticket free on bookings done via BookMyShow. In a month, avail up to one free tickets and a maximum discount of Rs. 200 on each ticket. Gain additional Rs. 50 off on selecting the F&B option
  • Enjoy access to nearly 600+ lounges across the globe using the complimentary Priority Pass
  • Avail complimentary access to airport Lounges in India with your Visa Signature credit card- one complimentary lounge visit per quarter. With IndusInd Bank Legend MasterCard Credit Card, get access to domestic airport lounges in India- get 1 complimentary lounge visit per quarter on the IndusInd Bank Legend MasterCard Credit Card
  • Enjoy the benefits of the unique travel assist program known as 'Travel Plus', it offers special waivers on lounge usage charges outside India
  • IndusInd Bank in association with The Oriental Insurance Company Ltd, bring you insurance coverage that includes lost baggage, delayed baggage, loss of passport, lost ticket, and missed connection
  • 1.8% discounted foreign currency mark-up fee on international transactions
  • Complimentary concierge services
  • Avail freedom from surcharge on fuel across India- Get waiver of 1% on fuel surcharge at any fuel station in India
  • Avail the Auto Assist facility
  •  Get ‘Total Protect' facility- a programme covering you for an amount equal to the credit limit on the card and is also available on add-on cards
  • Complimentary personal air accident insurance cover of up to Rs. 25,00,000

* As soon as you become an ATLAS Credit Cardholder, get to be part of the exclusive Silver membership tier that offers a various benefits. Moreover, the more you spend in your anniversary year, the membership tier will get upgraded

* Unlock additional benefits in Gold and Platinum tier memberships

* In an anniversary year, when touching Rs. 7.5L of spends, get upgraded to the Gold tier and when spending beyond Rs. 15L, get upgraded to the Platinum tier. Do note that each tier comes with base earn of 2 EDGE Miles per Rs. 100 spent and accelerated earn of 5 EDGE Miles per Rs. 100 spent on TRAVEL EDGE portal, direct airlines and direct hotel spends. Each tier comes with Milestone and Annual benefits in the form of EDGE Miles which can be redeemed

* Annual Benefit: Avail up to 10,000 EDGE Miles on completion of a year. Do note that 1 EDGE Mile is equal to Rs 1

* Milestone Benefits: Avail up to 10,000 EDGE Miles on achieving the Spends Milestone. Do note that 1 EDGE Mile is equal to Rs 1

* Earn 5 EDGE Miles on Travel per Rs 100 spend

* Earn 2 EDGE Miles on Other Spends- Get 2 EDGE Miles per Rs. 100 spent

* Domestic and International Lounge Access

* Concierge Services

* Dedicated Miles Transfer Prgram for all cardholders (Do note 1 EDGE Mile = 2 Partner Mile

* Enjoy dining proposition that provides 25% off up to Rs. 800 on dining restaurants via EazyDiner. This is valid on minimum order value of Rs. 2000 and twice per month per card

Editor's Review

Pros

  • Complimentary personal air accident insurance cover of up to Rs. 25,00,000
  • Purchase one movie ticket and get one ticket free on bookings done via BookMyShow. In a month, avail up to one free tickets and a maximum discount of Rs. 200 on each ticket. Gain additional Rs. 50 off on selecting the F&B option
  • Enjoy access to nearly 600+ lounges across the globe using the complimentary Priority Pass and 1.8% discounted foreign currency mark-up fee on international transactions

Cons

  • No golf benefits
  • No lost card liability cover

Pros

* Miles Transfer Program: Easily convert EDGE Miles to program partner Miles. 1 EDGE Mile = 2 Partner Mile

* Enjoy dining proposition that provides 25% off up to Rs. 800 on dining restaurants via EazyDiner. This is valid on minimum order value of Rs. 2000 and twice per month per card

* 1% fuel surcharge waiver

Cons

* No golf benefits

* No Zero Liability Protection

* No Insurance Benefits


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