IndusInd Bank EazyDiner Platinum Credit Card vs Tata Neu Infinity HDFC Bank Credit Card
Joining Fees
₹0
₹1,499
Editor's Rating
3.75
4
Key Features
* Welcome benefits include availing 3 months EazyDiner Prime membership worth Rs. 1,095, 25% (up to 50% OFF) at over 2000+ premium restaurants & bars, unlock more Prime-exclusive benefits like 2X EazyPoints and redeem them for FREE luxury hotel stays & FREE meals, and get 500 welcome bonus EazyPoints
* This is a LTF card (Life-Time Free) with no joining fees and no annual fees
* Earn 2 Reward Points on every INR 100 spent, except on Fuel, Insurance, Rent, Utility and Government
* Earn 0.7 Reward Points on Insurance, Rent, Utility and Government spends
* Get 2X EazyPoints using your EazyDiner IndusInd Bank Credit Card
* Instant redemption of Reward Points against restaurant bills for extra discount
* Redeem EazyPoints for FREE hotel stays, meals & exclusive restaurant events across the country.
* 1 Reward Point = Rs. 0.20
* Get extra 20% OFF (upto Rs. 500) when eating out and paying on the app via PayEazy. This offer is also valid on take-away
* 3 month Prime membership renewal upon spends of Rs. 30,000 in 90 days
* Milestone benefit includes availing 2000 Reward Points upon spending Rs. 30,000 every 90 days
* 1% fuel surcharge waiver
* ‘Total Protect’ covers you for an amount equal to the credit limit on the card and is available on Add-on cards as well
- In a year, spend Rs. 3,00,000 or more before the Credit Card renewal date and get the renewal fee waived off
- 5% back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands
- 1.5% back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends
- 1.5% back as NeuCoins on UPI spends (including spends on partner Tata Brands) - maximum of 500 NeuCoins per calendar month
- Earn additional 5% back as NeuCoins on selected categories on Tata Neu App/Website, post downloading Tata Neu App and registering for Tata NeuPass
- Reward points gained on Grocery transactions will be capped to 2,000 per month
- Zero lost card liability
- Foreign Currency Markup: 2% on all your foreign currency spends
- Domestic Lounge Access – VISA / RuPay Card: 8 Complimentary Domestic Lounge Access per calendar year (2 in a quarter). Rs. 2 (VISA / RuPay) will be charged to the Credit Card for the Lounge Access
- International Lounge Access – VISA Card: By using Priority Pass avail up to 4 Complimentary International Lounge Access per calendar year (1 per Quarter). If exceed the 4 Complimentary (1 per Quarter) visits, you will be charged at US $27 + GST per visit
- International Lounge Access - RuPay: 4 Complimentary International Lounge Access per calendar year (1 per Quarter)
Editor's Review
Pros
- Complimentary Prime Membership
- 25% (up to 50% OFF) at over 2000+ premium restaurants & bars, unlock more Prime-exclusive benefits like 2X EazyPoints and get 500 welcome bonus EazyPoints
- Earn 2 Reward Points on every Rs. 100 spent, except on Fuel, Insurance, Rent, Utility and Government
Cons
- No Domestic Airport Lounge Access and No International Airport Lounge Access
- Apart from dining benefits, no other benefits are associated with this card
- Suited only for frequent diners using the EazyDiner app
Pros
- Accidental air death cover worth Rs. 1 Crore
- Emergency overseas hospitalization: Up to Rs. 15 lakhs
- Lost Card Liability Cover : Up to Rs. 9 lakhs
- Use the NeuCoins for purchases on Tata Neu /Website for Brands like: AirAsia India, Bigbasket, Croma Westside, Tata CLiQ, Tata CLiQ Luxury, Hotel Bookings/Purchases on IHCL, TATA 1MG, Qmin, and Titan and Tanishq (only via Tata Neu)
Cons
- No golf benefits
- Tata Neu coins are valid only for 1 year and can be used only in the Tata Neu app or paying thru the Neu app
