IndusInd Bank EazyDiner Platinum Credit Card vs Axis Bank Select Credit Card

* Welcome benefits include availing 3 months EazyDiner Prime membership worth Rs. 1,095, 25% (up to 50% OFF) at over 2000+ premium restaurants & bars, unlock more Prime-exclusive benefits like 2X EazyPoints and redeem them for FREE luxury hotel stays & FREE meals, and get 500 welcome bonus EazyPoints
* This is a LTF card (Life-Time Free) with no joining fees and no annual fees
* Earn 2 Reward Points on every INR 100 spent, except on Fuel, Insurance, Rent, Utility and Government
* Earn 0.7 Reward Points on Insurance, Rent, Utility and Government spends
* Get 2X EazyPoints using your EazyDiner IndusInd Bank Credit Card
* Instant redemption of Reward Points against restaurant bills for extra discount
* Redeem EazyPoints for FREE hotel stays, meals & exclusive restaurant events across the country.
* 1 Reward Point = Rs. 0.20
* Get extra 20% OFF (upto Rs. 500) when eating out and paying on the app via PayEazy. This offer is also valid on take-away
* 3 month Prime membership renewal upon spends of Rs. 30,000 in 90 days
* Milestone benefit includes availing 2000 Reward Points upon spending Rs. 30,000 every 90 days
* 1% fuel surcharge waiver
* ‘Total Protect’ covers you for an amount equal to the credit limit on the card and is available on Add-on cards as well

• Flat Rs. 500 off per month on minimum purchase of Rs. 3000 on Bigbasket mobile app/website. This is applicable once per month per user
• Flat Rs. 200 off on Swiggy mobile app/website. Valid twice a month on minimum transaction of Rs. 1000 per order
• 12 complimentary International Airport Lounge access via Priority Pass Membership
• 2 complimentary domestic lounge visits per quarter on the spends of Rs. 50,000 in last 3 months
• Do note that the Priority Pass will renew automatically when you have met Rs. 3 lakhs spends in preceding card anniversary year
• 6 complimentary golf rounds per year. Unlock 6 additional visits by spending Rs. 3 lakhs annually
• Annual benefits: Priority Pass Membership renewal on annual spend of 3 Lakh. Renewal of offers on BigBasket and Swiggy
• Get 5000 EDGE points on spending Rs. 3 Lakhs in a card anniversary year
• Complete annual fee waiver on spending Rs. 8 Lakhs in a card anniversary year
• Get 10 Axis EDGE points on every Rs. 200 spends
• Get 2X per  Rs. 200 on ‘Retail Shopping’ spends
• Avail 2X EDGE REWARD Points up to cumulative transactions of Rs. 20,000 per month. For transactions done above Rs. 20,000 per months earn 10 EDGE REWARD Points
• Explore curated experiences from across the world with Extraordinary Weekends
• 1% fuel surcharge refund on fuel transactions between Rs. 400 and Rs. 4000 only. Maximum benefits up to Rs. 400 per month.
• Rs. 800 off and more via Axis Bank Dining Delight Program with EazyDiner
• Purchase protection up to Rs. 1 Lakh
• Cumulative cover up to USD 500 for loss of travel documents, delay of check-in baggage, and loss of check-in baggage cover

• Wednesday Delight Offer: Get up to 15% on flights and hotels via Goibibo and Makemytrip, 10% off on orders via Swiggy and Amazon Fresh, 10% off up to Rs. 1000 on Tira

Pros

• Complimentary Prime Membership
• 25% (up to 50% OFF) at over 2000+ premium restaurants & bars, unlock more Prime-exclusive benefits like 2X EazyPoints and get 500 welcome bonus EazyPoints
• Earn 2 Reward Points on every Rs. 100 spent, except on Fuel, Insurance, Rent, Utility and Government

Cons

• No Domestic Airport Lounge Access and No International Airport Lounge Access
• Apart from dining benefits, no other benefits are associated with this card
• Suited only for frequent diners using the EazyDiner app

Pros

• Flat Rs. 500 off per month on minimum purchase of Rs. 3000 on Bigbasket mobile app/website
• 12 complimentary International Airport Lounge access via Priority Pass Membership
• 2 complimentary domestic lounge visits per quarter on the spends of Rs. 50,000 in last 3 months

Cons

• High interest rate
• High joining/renewal fee