IndianOil HDFC Bank Credit Card vs RBL Bank Movies And More Credit Card

Joining Fees

₹500

₹1,000

Editor's Rating

3.1

3.5

Key Features

  • Gain up to 50 Litres of Free fuel annually 
  • Gain 5% of your spending as Fuel Points at IndianOil outlets (Max 250 Fuel Points per month in the first 6 months, and 150 Fuel Points per month after 6 months from card issuance)                                     
  •  Get 5% Fuel Points on Groceries and Bill Payments. Each category has a maximum of 100 Fuel Points per month.
  • Avail 1 Fuel Point for every Rs. 150 spent on all other purchases, including UPI transactions
  • Complimentary IndianOil XTRAREWARDSTM Program (IXRP) membership
  • Enjoy Revolving Credit at a nominal interest rate
  • Zero Lost card liability 
  • Up to 50 days of interest-free period on the IndianOil HDFC Bank Credit Card from the date of purchase 
  • 1% fuel surcharge waiver at all fuel stations across India on minimum transaction of Rs. 400. Maximum CashBack of Rs. 250 per statement cycle
  • Spend Rs. 50,000 and above in the first year and get a waiver on the renewal membership fee 
  • With the IndianOil HDFC Bank Credit Card, you can convert big purchases into EMI after the transaction
  • IndianOil HDFC Bank Credit Card is enabled for contactless payments
  • Earn Fuel Points on retail spends 
  • Acquire accelerated 5% Fuel Points on spends done at IndianOil outlets, Groceries and Bill payments. Please note that the benefit of accelerated 5% Fuel Points will only apply to fuel transactions made at IndianOil Retail Outlets

* On monthly spends of Rs. 15,000, avail up to 2 free movie tickets worth Rs. 250 each from BookMyShow
* On monthly spends of Rs. 10,000, get 1 free movie ticket up to Rs. 250 from BookMyShow
* When the annual spends on the card cross Rs. 2 lakh, avail 5,000 bonus Reward Points
* When the annual spends on the card cross Rs. 3.5 lakh, avail additional 10,000 bonus Reward Points
* Get 10 reward points on every Rs. 100 spent at BookMyShow and at Pizza Hut and KFC
* Avail 20 reward points on every Rs. 100 spent on dining on Wednesdays
* Get 1 reward point on every Rs. 100 on all other purchases except fuel
* Fuel Surcharge Waiver at all fuel stations. This is valid for fuel transactions between Rs. 500 and Rs. 4,000. The maximum waiver of Rs. 100 per month

Editor's Review

Pros

  • Gain up to 50 Litres of Free fuel annually 
  • Gain 5% of your spending as Fuel Points at IndianOil outlets
  • Acquire accelerated 5% Fuel Points on spends done at IndianOil outlets, Groceries and Bill payments

Cons

  • No golf benefits are provided
  • No international and domestic airport lounge access

Pros
* Welcome Benefits
* Monthly food and movie vouchers
* Get 10 reward points on every Rs. 100 spent at BookMyShow and at Pizza Hut and KFC

Cons
* No golf benefits
* No airmiles
* No airport lounge access


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