Gain 5% of your spending as Fuel Points at IndianOil outlets (Max 250 Fuel Points per month in the first 6 months, and 150 Fuel Points per month after 6 months from card issuance)
Get 5% Fuel Points on Groceries and Bill Payments. Each category has a maximum of 100 Fuel Points per month.
Avail 1 Fuel Point for every Rs. 150 spent on all other purchases, including UPI transactions
Complimentary IndianOil XTRAREWARDSTM Program (IXRP) membership
Enjoy Revolving Credit at a nominal interest rate
Zero Lost card liability
Up to 50 days of interest-free period on the IndianOil HDFC Bank Credit Card from the date of purchase
1% fuel surcharge waiver at all fuel stations across India on minimum transaction of Rs. 400. Maximum CashBack of Rs. 250 per statement cycle
Spend Rs. 50,000 and above in the first year and get a waiver on the renewal membership fee
With the IndianOil HDFC Bank Credit Card, you can convert big purchases into EMI after the transaction
IndianOil HDFC Bank Credit Card is enabled for contactless payments
Earn Fuel Points on retail spends
Acquire accelerated 5% Fuel Points on spends done at IndianOil outlets, Groceries and Bill payments. Please note that the benefit of accelerated 5% Fuel Points will only apply to fuel transactions made at IndianOil Retail Outlets
Annual fees: Renew the membership for free by spending Rs. 50,000 in a year
Avail 2 reward points for every Rs. 150 spends
Redeem points for exclusive gifts and air miles through the bank’s exclusive MyRewards catalogue
Redeem the reward points for cash back against the outstanding amount on the Credit Card (100 Reward Points = Rs. 10)
Earn 50% more reward points as exclusive dining privileges
Fuel: Enjoy savings of up to Rs. 250 every billing cycle with a 100% fuel surcharge waiver
Zero liability on lost card
With the EMV Chip technology in the card, stay protected against fraud
Avail of 50 days of interest-free period from the date of purchase
Enjoy Revolving Credit at nominal interest rate
Cash advance fee: A fee of 2.5%, with a minimum of Rs. 500, is applicable on all cash withdrawals on the card
Editor's Review
Pros
Gain up to 50 Litres of Free fuel annually
Gain 5% of your spending as Fuel Points at IndianOil outlets
Acquire accelerated 5% Fuel Points on spends done at IndianOil outlets, Groceries and Bill payments
Cons
No golf benefits are provided
No international and domestic airport lounge access
Pros
Avail 2 reward points for every Rs. 150 spends
Redeem points for exclusive gifts and air miles through the bank’s exclusive MyRewards catalogue
Earn 50% more reward points as exclusive dining privileges
Cons
No golf benefits
No insurance benefits
No airport lounge access
More comparisions with IndianOil HDFC Bank Credit Card