Gain 5% of your spending as Fuel Points at IndianOil outlets (Max 250 Fuel Points per month in the first 6 months, and 150 Fuel Points per month after 6 months from card issuance)
Get 5% Fuel Points on Groceries and Bill Payments. Each category has a maximum of 100 Fuel Points per month.
Avail 1 Fuel Point for every Rs. 150 spent on all other purchases, including UPI transactions
Complimentary IndianOil XTRAREWARDSTM Program (IXRP) membership
Enjoy Revolving Credit at a nominal interest rate
Zero Lost card liability
Up to 50 days of interest-free period on the IndianOil HDFC Bank Credit Card from the date of purchase
1% fuel surcharge waiver at all fuel stations across India on minimum transaction of Rs. 400. Maximum CashBack of Rs. 250 per statement cycle
Spend Rs. 50,000 and above in the first year and get a waiver on the renewal membership fee
With the IndianOil HDFC Bank Credit Card, you can convert big purchases into EMI after the transaction
IndianOil HDFC Bank Credit Card is enabled for contactless payments
Earn Fuel Points on retail spends
Acquire accelerated 5% Fuel Points on spends done at IndianOil outlets, Groceries and Bill payments. Please note that the benefit of accelerated 5% Fuel Points will only apply to fuel transactions made at IndianOil Retail Outlets
Get 5 reward points for every Rs. 100 spent on Grocery, Departmental stores, and Movies
Avail 1 reward point for every Rs. 100 spent on other categories
Avail 0.5% of the card bill payment as cash-back in the next statement
Spend Rs. 6,000 within 60 days and Rs. 35,000 in a year for reversal/waiver of annual fees
1% fuel surcharge waived for fuel transactions between Rs. 400 - Rs. 5,000 (Max. waiver of Rs. 250 per month)
Redeem the earned reward points as cash-back and other exciting options
Convert purchases of more than Rs. 2,500 on the card into easy EMIs of 6/12 months
3 lifetime free add-on cards
Free Personal Accidental Death Cover
Report immediately the loss of the card to ensure zero liability on any fraudulent transactions
Avail 50 days of interest free credit from the date of any purchase
Pay Minimum Amount Due and finance your spends as per your convenience
Editor's Review
Pros
Gain up to 50 Litres of Free fuel annually
Gain 5% of your spending as Fuel Points at IndianOil outlets
Acquire accelerated 5% Fuel Points on spends done at IndianOil outlets, Groceries and Bill payments
Cons
No golf benefits are provided
No international and domestic airport lounge access
Pros
Easy EMI Option
First year Fee: Spend 6,000 on the card within 60 days for fee reversal
Annual Fee: Spend Rs. 35,000 on the card in a year for a fee waiver
Cons
No golf privileges
No airport lounge access
More comparisions with IndianOil HDFC Bank Credit Card