IndianOil Citi Platinum Credit Card vs YES Premia Credit Card

Joining Fees

₹1,000

₹1,599

Editor's Rating

4

3.5

Key Features

  • 4 Turbo points / Rs. 150 spent & 1% fuel surcharge reversal on fuel purchase at authorized IndianOil outlets
  • 2 Turbo points / Rs. 150 spent on groceries and supermarkets & 1 Turbo point / Rs. 150 on all other spends
  • Get Deals and Discounts locally and in over 90 countries
  • Instant loans to get things done right away
  • Save up to 20% on dining bills at participating restaurants
  • Avail 8 Reward Points per Rs. 200 on Grocery Stores & Supermarkets, Department Stores and Dining spends & 6 Reward Points per Rs. 200 on all other retail spends
  • Priority Pass membership offering two complimentary international lounge access per calendar year
  • 25% Discount on Movie Tickets booked on BookMyShow capped at Rs 250
  • Complimentary Domestic Lounge access & Golf privileges across select golf courses in India

Editor's Review

Pros

  • Choose to redeem points now or later – it's a choice you have because the Turbo points will never expire
  • Get 250 Turbo Points on your first spend within 30 days of card issuance
  • Redeem points instantly via SMS against purchases at leading brands

Cons

  • No complimentary Airport Lounge access
  • Fuel points are applicable only for Indian Oil fuel stations
  • No cash-back options

Pros

  • Fuel surcharge waiver at fuel stations across India
  • Attractive Foreign Currency Markup of 2.5%
  • Credit Shield cover of Rs. 2.5 Lakhs in case of accidental death of Primary Cardmember

Cons

  • High-interest rates
  • Complimentary Priority Pass Membership for Primary Cardmember only. All visits will be charged US $27+GST per person per visit


More comparisions with IndianOil Citi Platinum Credit Card

More comparisions with YES Premia Credit Card

Downloads