IndianOil Citi Platinum Credit Card vs Tata Platinum Card

• 4 Turbo points / Rs. 150 spent & 1% fuel surcharge reversal on fuel purchase at authorized IndianOil outlets
• 2 Turbo points / Rs. 150 spent on groceries and supermarkets & 1 Turbo point / Rs. 150 on all other spends
• Get Deals and Discounts locally and in over 90 countries
• Instant loans to get things done right away
• Save up to 20% on dining bills at participating restaurants

• Welcome e- Gift Voucher worth Rs. 3,000 from any of the following brands: Yatra, Hush Puppies / Bata, Aditya Birla Fashion, Westside
• Get Anniversary Gift: Eligibility on crossing spends of Rs. 2 lakhs in the previous year
• 2% value back on spends at Croma and cromaretail.com
• Get up to 5% value back on spends on Tata outlets

Pros

• Choose to redeem points now or later – it's a choice you have because the Turbo points will never expire
• Get 250 Turbo Points on your first spend within 30 days of card issuance
• Redeem points instantly via SMS against purchases at leading brands

Cons

• No complimentary Airport Lounge access
• Fuel points are applicable only for Indian Oil fuel stations
• No cash-back options

Pros

• Welcome and Anniversary gift vouchers
• Airport lounge access
• Gift vouchers on achieving milestone spends
• Value back at STAR and TATA outlets

Cons

• High-interest rate
• No concierge services
• No Golf games