IndianOil Citi Platinum Credit Card vs RBL Bank Platinum Maxima Plus Credit Card

Joining Fees

₹1,000

₹2,500

Editor's Rating

4

4

Key Features

  • 4 Turbo points / Rs. 150 spent & 1% fuel surcharge reversal on fuel purchase at authorized IndianOil outlets
  • 2 Turbo points / Rs. 150 spent on groceries and supermarkets & 1 Turbo point / Rs. 150 on all other spends
  • Get Deals and Discounts locally and in over 90 countries
  • Instant loans to get things done right away
  • Save up to 20% on dining bills at participating restaurants
  • Obtain 2 reward points for every Rs. 100 spent on purchases
  • Avail 5x benefits- Easily get 10 reward points for every Rs. 100 when using the credit card for dining, entertainment, grocery, and international purchases
  • In a year, make purchases of Rs. 2 lakhs or more and get 10,000 reward points
  • Cross Rs. 3.5 lakhs of annual spending on the card and get additional 10,000 bonus reward points
  • Cross Rs. 5 lakhs of annual spending on the card and avail additional 10,000 bonus reward points
  • Get one complimentary movie ticket free up to Rs. 200 every month on the purchase of 2 or more tickets at BookMyShow. Simply select RBL Bank Buy 1 Get 1 Offer under the Offers/Discounts section on the BookMyShow website or mobile app to avail this offer
  • 2 complimentary visits every calendar quarter at domestic airport lounges across all major airports within India. This Lounge Program is offered by MasterCard/Visa
  • 1% surcharge on fuel

Editor's Review

Pros

  • Choose to redeem points now or later – it's a choice you have because the Turbo points will never expire
  • Get 250 Turbo Points on your first spend within 30 days of card issuance
  • Redeem points instantly via SMS against purchases at leading brands

Cons

  • No complimentary Airport Lounge access
  • Fuel points are applicable only for Indian Oil fuel stations
  • No cash-back options

Pros

  • 2 reward points for every Rs. 100 spent on purchases
  • Avail 5x benefits
  • Welcome benefits

Cons

  • No railway lounge access
  • No golf benefits
  • No international airport lounge access


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