IndianOil Citi Platinum Credit Card vs RBL Bank Platinum Advantage SuperCard

IndianOil Citi Platinum Credit Card
IndianOil Citi Platinum Credit Card
Citibank · Visa
4
₹1,000 / Joining Fees
Apply Now →
VS
RBL Bank Platinum Advantage SuperCard
RBL Bank Platinum Advantage SuperCard
RBL Bank · Mastercard
3.4
₹499 / Joining Fees
Apply Now →
Fees
Citibank
RBL Bank
Joining Fees
₹1,000
₹499
Renewal Fees
₹1,000
₹499
Network
Visa
Mastercard
Editor's Review
4
3.4
Free Lounge Access
No
No
Features
IndianOil Citi Platinum Credit Card
  • 4 Turbo points / Rs. 150 spent & 1% fuel surcharge reversal on fuel purchase at authorized IndianOil outlets
  • 2 Turbo points / Rs. 150 spent on groceries and supermarkets & 1 Turbo point / Rs. 150 on all other spends
  • Get Deals and Discounts locally and in over 90 countries
  • Instant loans to get things done right away
  • Save up to 20% on dining bills at participating restaurants
RBL Bank Platinum Advantage SuperCard

* Earn 1 Reward Point for every Rs. 100 spend on all spends
* Get a fuel surcharge waiver of up to Rs. 100 per month
* Avail 20% off on BookMyShow, 15 times in a year up to Rs. 100 in each transaction
* Contactless Transactions: Tap the card and instantly in a convenient way make payments at retail outlets
* Purchase Limit: Using the tap & pay feature, make payments of up to Rs. 5000 at a time
* Global Acceptance
* Access the cash at any ATM in India or Overseas which displays MasterCard/Visa/Cirrus/Maestro sign
* The card is equipped with a PIN-based-EMV chip
* Zero Fraud Liability: If the Card gets lost or stolen, inform the bank

Editor's Review
IndianOil Citi Platinum Credit Card

Pros

  • Choose to redeem points now or later – it's a choice you have because the Turbo points will never expire
  • Get 250 Turbo Points on your first spend within 30 days of card issuance
  • Redeem points instantly via SMS against purchases at leading brands

Cons

  • No complimentary Airport Lounge access
  • Fuel points are applicable only for Indian Oil fuel stations
  • No cash-back options
RBL Bank Platinum Advantage SuperCard

Pros
* Annual Rewards worth Rs. 3,450+
* Offers on Movies
* Get Rewards on all spends

Cons
* No golf benefits
* No airmiles
* No airport lounge access

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