IndianOil Citi Platinum Credit Card vs RBL Bank MoneyTap Black Credit Card

IndianOil Citi Platinum Credit Card
IndianOil Citi Platinum Credit Card
Citibank · Visa
4
₹1,000 / Joining Fees
Apply Now →
VS
RBL Bank MoneyTap Black Credit Card
RBL Bank MoneyTap Black Credit Card
RBL Bank · Mastercard
3.6
₹3,000 / Joining Fees
Apply Now →
Fees
Citibank
RBL Bank
Joining Fees
₹1,000
₹3,000
Renewal Fees
₹1,000
₹3,000
Network
Visa
Mastercard
Editor's Review
4
3.6
Free Lounge Access
No
Yes
Features
IndianOil Citi Platinum Credit Card
  • 4 Turbo points / Rs. 150 spent & 1% fuel surcharge reversal on fuel purchase at authorized IndianOil outlets
  • 2 Turbo points / Rs. 150 spent on groceries and supermarkets & 1 Turbo point / Rs. 150 on all other spends
  • Get Deals and Discounts locally and in over 90 countries
  • Instant loans to get things done right away
  • Save up to 20% on dining bills at participating restaurants
RBL Bank MoneyTap Black Credit Card

* Get 2 Reward Points for every Rs. 100 spent on all purchases such as travel, groceries, dining and electricity bill
* Avail 5X Reward Points i.e. 10 Reward Points for every Rs. 100 spent online, up to 500 Reward Points in a month
* Monthly Benefit: Earn 1000 Reward Points every month on making at least 5 transactions of Rs. 1000 or more
* Get 10% discount on movie bookings on bookmyshow, up to Rs. 100, any day of the week, 15 times in a year
* Complimentary access to domestic airport lounges, up to 1 visit per calendar quarter
* Earn 8000 Reward Points on annual online spends of Rs. 2.5 lakh
* Earn additional 8000 Reward Points on crossing annual online spends of Rs. 4 lakh
* Fuel Surcharge Waiver at all fuel stations. This is valid for fuel transactions between Rs. 500 and Rs. 4,000. The maximum waiver of Rs. 100 per month

Editor's Review
IndianOil Citi Platinum Credit Card

Pros

  • Choose to redeem points now or later – it's a choice you have because the Turbo points will never expire
  • Get 250 Turbo Points on your first spend within 30 days of card issuance
  • Redeem points instantly via SMS against purchases at leading brands

Cons

  • No complimentary Airport Lounge access
  • Fuel points are applicable only for Indian Oil fuel stations
  • No cash-back options
RBL Bank MoneyTap Black Credit Card

Pros
* Movies and Monthly Rewards along with Airport Lounge Access
* Earn Accelerated Reward Points on online spends benefits
* Earn up to 16000 Reward Points on Annual Spend milestone

Cons
* No golf benefits
* No airmiles

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