IndianOil Citi Platinum Credit Card vs Kotak Privy League Signature Credit Card
Joining Fees
₹1,000
₹0
Editor's Rating
4
4.2
Key Features
- 4 Turbo points / Rs. 150 spent & 1% fuel surcharge reversal on fuel purchase at authorized IndianOil outlets
- 2 Turbo points / Rs. 150 spent on groceries and supermarkets & 1 Turbo point / Rs. 150 on all other spends
- Get Deals and Discounts locally and in over 90 countries
- Instant loans to get things done right away
- Save up to 20% on dining bills at participating restaurants
- Rewards program (Paid Card): For every Rs. 100 spent, earn 5X reward points for special categories and 2X on other retail spends: Shopper’s Plan- Get 5X Reward Points on select categories like apparels, grocery, consumer durable, multi-brand online and, departmental stores. Traveller’s Plan- Get 5X Reward Points on select categories like airlines, hotels, duty-free, international spends and travel agencies
- Rewards program (Free Card): For every Rs. 100 spent, earn 5X reward points for special categories and 2X on other retail spends: Shopper’s Plan- Get 5X Reward Points on select categories like apparels, jewellery, consumer durable, restaurants, departmental stores. Traveller’s Plan- Get 5X Reward Points on select categories like airlines, hotels, restaurants, international spends and travel agencies
- Once the individual accumulates reward points, it can redeem them from a range of redemption options like air tickets, 10 000 merchandise, mobile recharge and more through easyrewardz by converting Privy League Credit Card points into easy points
- Convert any purchase above Rs.2500 to easy EMIs
Editor's Review
Pros
- Choose to redeem points now or later – it's a choice you have because the Turbo points will never expire
- Get 250 Turbo Points on your first spend within 30 days of card issuance
- Redeem points instantly via SMS against purchases at leading brands
Cons
- No complimentary Airport Lounge access
- Fuel points are applicable only for Indian Oil fuel stations
- No cash-back options
Pros
- 4 complimentary Priority Pass visits, 16 PVR tickets and much more
- Low forex markup fees of 2% for all your international spends
- Get up to 30,000 bonus reward points on annual retail spends of Rs. 8 Lakhs
Cons
- No Golf Privileges
