4 Turbo points / Rs. 150 spent & 1% fuel surcharge reversal on fuel purchase at authorized IndianOil outlets
2 Turbo points / Rs. 150 spent on groceries and supermarkets & 1 Turbo point / Rs. 150 on all other spends
Get Deals and Discounts locally and in over 90 countries
Instant loans to get things done right away
Save up to 20% on dining bills at participating restaurants
Milestone Benefit: You can select any 2 benefits amongst cult.fit Live 1 month membership or BookMyShow or TataCLiQ or Ola cab vouchers worth Rs. 500 every month on minimum spends of Rs. 80,000
Travel: Book flight tickets / hotels across 150+ airlines and choice of hotels (Domestic & International) at https://offers.smartbuy.hdfcbank.com/v1/foryou
Spend benefit at Harley-Davidson authorized dealers: Get 10X Reward Points on purchase of Harley-Davidson merchandise and services
Up to 50 days of interest free credit period from the date of purchase
Enjoy Dining Privileges by getting 2X on weekend Dining
Credit Liability Cover Rs. 9 lakh
Foreign Currency Markup: Nominal 2% on all foreign currency spends
Revolving Credit is available at a nominal interest rate
Unlimited Airport lounge access in India and worldwide for primary and add-on card members
Get 1% fuel surcharge waiver at fuel stations in India on minimum transaction of Rs. 400
Avail the option to convert big spends into EMI after purchase
Contactless payment enabled
Accidental Air Death Cover worth Rs. 2 Crore
Emergency overseas hospitalization: up to Rs. 50 lakhs
Travel Insurance Cover of up to Rs. 55,000 on baggage delay
Credit Liability cover up to Rs. 9 Lakh
Avail 5 Reward Points for every Rs. 150 retail spends
Avail up to 10X Reward Points on spends via SmartBuy and 10X Reward Points on spends done on Harley-Davidson merchandise and services at Authorized Harley-Davidson dealers
Avail amazing dining benefits with Good Food Trail program by getting up to 25% savings off on all restaurant bill payments via Swiggy Dineout that includes 20k + restaurants. Offer is inclusive of Restaurant and Swiggy Discount and is valid only on payments done Swiggy App
Editor's Review
Pros
Choose to redeem points now or later – it's a choice you have because the Turbo points will never expire
Get 250 Turbo Points on your first spend within 30 days of card issuance
Redeem points instantly via SMS against purchases at leading brands
Cons
No complimentary Airport Lounge access
Fuel points are applicable only for Indian Oil fuel stations
No cash-back options
Pros
Unlimited Airport lounge access in India and worldwide for primary and add-on card members
Book flight tickets / hotels across 150+ airlines and choice of hotels (Domestic & International) at https://offers.smartbuy.hdfcbank.com/v1/foryou
Spend benefit at Harley-Davidson authorized dealers
Cons
No golf benefits
No cashback offers
More comparisions with IndianOil Citi Platinum Credit Card