Compare IDFC First WOW! Credit Card vs YES Prosperity Cashback Credit Card

Lifetime free credit card - No joining fee/annual fee
Get up to 4x Reward Points on every transaction
Unlimited never expiring reward points as good as cash
Insurance premium payments and Utility bill payments will earn 1X reward points
Enjoy travelling around the world with the best-in-class zero Forex Mark-up fee
Zero interest charges on ATM cash withdrawals for up to 45 days
Zero Currency Exchange Hassles
Avail up to Rs. 25,000 card liability cover, Rs. 2 lakh personal accident insurance, and Rs. 25,000 purchase protection
Complimentary Roadside Assistance, Personal Accident Cover, and Feul Surcharge Waiver
1% Fuel Surcharge Waiver
Withdraw cash up to 100% of FD value
Instantly Increase the Credit Limit- Instantly enhance it by securing an additional Fixed Deposit, starting from Rs. 5,000
Earn 4X Reward Points on every travel spend
Up to 3X reward points on all UPI spends
Credit limit minimum 100% of the FD Value
No credit history required
No income proof required
Instant Card Issuance
Discover discounts across 1500+ resturants and retailers
Get discount across 300+ merchants and 1500+ resturants
Credit shield protection against theft and fraud
Access to exclusive VISA offers across the globe

5% Cashback on Movie Ticket bookings, Grocery Shopping, 0.50% Cashback on all Other retails spends, & 5% Cashback on Bill Payments
Avail great offers across travel, dining, shopping, wellness and more, in select cities
Instant EMI
Earn rewards points on your transactions that are converted into EMIs

Pros

Cons

Pros

Preferential Foreign Currency Markup of 3.40% only
1% Fuel surcharge waiver at all fuel stations across India for transaction between Rs. 400 to Rs. 5,000
Get exciting offers on your YES BANK Credit Cards while shopping, dining, Travel and more YES PRIVILEGES

Cons