IDFC First Power Credit Card vs YES FIRST Exclusive Credit Card
Joining Fees
₹199
₹9,999
Editor's Rating
3
4.4
Key Features
- You’ll get rewarded for every UPI transaction
- Up to 5% savings on fuel expenses
- 2.5% savings as Rewards on Grocery and Utility expenses
- 2.5% savings as Rewards on IDFC FIRST FASTag recharge
- Avail 2X Rewards on other retail transactions
- Complimentary Roadside Assistance worth Rs. 1,399
- Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000
- EMIfy purchases and balances and enjoy convenience of payment
- Extend Add-on card to your pillion rider and boost savings without any extra charges
- Refer friends and earn up to 10,000 Rewards (2,000 Rewards for every card set-up)
- One complimentary Golf Lesson every calendar month at select golf courses in India
- Complimentary Priority Pass Membership and Unlimited Complimentary Visits outside India for Primary and all Add-on Cardmembers
- Dedicated Website for Flight/Hotel/Movie ticket booking on Reward Points redemption
- 25% discount on movie tickets when booked on BookMyShow Website or Mobile App
Editor's Review
Pros
* Discount up to 50% on Domestic and International Rental Cars with Eco Rent A Car and Europcar
* Complimentary Roadside Assistance worth Rs. 1,399
* Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000
Cons
* No airport lounge access
* No gold privileges
Pros
- 24 Reward Points per Rs. 200 spent on Travel Agencies & Tour Operators, Domestic Airlines and Dining
- 12 Reward Points per Rs. 200 spent on all other categories
- Life Insurance Cover
Cons
- Low reward rate
- Limited redemption options
