IDFC First Power Credit Card vs YES FIRST Exclusive Credit Card

• You’ll get rewarded for every UPI transaction
• Up to 5% savings on fuel expenses
• 2.5% savings as Rewards on Grocery and Utility expenses
• 2.5% savings as Rewards on IDFC FIRST FASTag recharge
• Avail 2X Rewards on other retail transactions
• Complimentary Roadside Assistance worth Rs. 1,399
• Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000
• EMIfy purchases and balances and enjoy convenience of payment
• Extend Add-on card to your pillion rider and boost savings without any extra charges
• Refer friends and earn up to 10,000 Rewards (2,000 Rewards for every card set-up)

• One complimentary Golf Lesson every calendar month at select golf courses in India
• Complimentary Priority Pass Membership and Unlimited Complimentary Visits outside India for Primary and all Add-on Cardmembers
• Dedicated Website for Flight/Hotel/Movie ticket booking on Reward Points redemption
• 25% discount on movie tickets when booked on BookMyShow Website or Mobile App

Pros

* Discount up to 50% on Domestic and International Rental Cars with Eco Rent A Car and Europcar
* Complimentary Roadside Assistance worth Rs. 1,399
* Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000

Cons

* No airport lounge access
* No gold privileges

Pros

• 24 Reward Points per Rs. 200 spent on Travel Agencies & Tour Operators, Domestic Airlines and Dining
• 12 Reward Points per Rs. 200 spent on all other categories
• Life Insurance Cover 

Cons

• Low reward rate
• Limited redemption options