IDFC First Power Credit Card vs Yes Bank First Reserv Credit Card

• You’ll get rewarded for every UPI transaction
• Up to 5% savings on fuel expenses
• 2.5% savings as Rewards on Grocery and Utility expenses
• 2.5% savings as Rewards on IDFC FIRST FASTag recharge
• Avail 2X Rewards on other retail transactions
• Complimentary Roadside Assistance worth Rs. 1,399
• Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000
• EMIfy purchases and balances and enjoy convenience of payment
• Extend Add-on card to your pillion rider and boost savings without any extra charges
• Refer friends and earn up to 10,000 Rewards (2,000 Rewards for every card set-up)

• Earn 8000 bonus Reward Points if renewal fee is charged (This is applicable second year onwards)
• Get up to 1.75% markup on foreign currency
• For 6 months for mobile and electronic purchased online, get insurance cover of up to Rs. 50,000 against accidental damage
• Enjoy 4 green fee waiver per year- Get 1 Golf lesson per year at select golf courses in India
• Credit Shield cover of 15 Lakh
• Lost Card liability 15 Lakh to 30 Lakh
• 1% fuel surcharge waiver between Rs 400 and Rs 5000
• Access to airport lounges internationally for Mastercard and Visa cards: Get 6 complimentary International Airport lounge visits per calendar year
• 3 complimentary domestic airport lounge visits per quarter
• Get 5 times the benefits of YES Rewardz Points on Travel, Dining, Fashion and Healthcare categories
• Get 3 times the regular benefits of YES Rewardz Points for online dining or online grocery and apparel or other retail spends
• Avail 24 YES Rewardz Points on every Rs. 200 for online shopping
• Avail 12 YES Rewardz Points on every Rs. 200 for offline shopping
• Avail 6 YES Rewardz Points on every Rs. 200 on select categories
• Air Miles: Get 10 YES Rewardz Points= 1 InterMile / 1 Club Vistara Point
• Instant EMI: Pay in parts for transactions as low as Rs. 1500
• Post Purchase EMI: Convert payments into EMI with on-call service at attractive interest rates
• Quick Loan: Avail a loan amount within the card limit to fullfil immediate fund requirements
• Contactless Transactions

Pros

* Discount up to 50% on Domestic and International Rental Cars with Eco Rent A Car and Europcar
* Complimentary Roadside Assistance worth Rs. 1,399
* Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000

Cons

* No airport lounge access
* No gold privileges

Pros

• For 6 months for mobile and electronic purchased online, get insurance cover of up to Rs. 50,000 against accidental damage
• Enjoy 4 green fee waiver per year- Get 1 Golf lesson per year at select golf courses in India
• Get up to 1.75% markup on foreign currency

Cons

• No railway lounge access
• No cashback offers
• Post exhaustion of the complimentary lounge access quota, applicable charges plus taxes will apply on airport lounge access for cardmember(s) and for each guest visit