IDFC First Power Credit Card vs RBL Bank Shoprite Credit Card

• You’ll get rewarded for every UPI transaction
• Up to 5% savings on fuel expenses
• 2.5% savings as Rewards on Grocery and Utility expenses
• 2.5% savings as Rewards on IDFC FIRST FASTag recharge
• Avail 2X Rewards on other retail transactions
• Complimentary Roadside Assistance worth Rs. 1,399
• Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000
• EMIfy purchases and balances and enjoy convenience of payment
• Extend Add-on card to your pillion rider and boost savings without any extra charges
• Refer friends and earn up to 10,000 Rewards (2,000 Rewards for every card set-up)

• Fee reversed on spends of Rs. 1 Lakh in the previous year
• Earn 1 Reward Point for every Rs. 100 spent on all purchases except fuel
• 5% Value back on grocery spends: Get 20 Reward Points for every Rs. 100 while using the card for grocery shopping. Maximum 1000 Reward Points in a month you can get
• Avail 10% discount, up to Rs. 100, on movie tickets at BookMyShow. This is applicable 15 times in a year
• 2.5% Value back on fuel spends: Get 10 Reward Points for every Rs. 100 when using the card for fuel. Maximum 1000 Reward Points in a month you can get
• With Shoprite Credit Card get waiver of fuel surcharge at all fuel stations. This is valid for fuel transactions between Rs. 500 and Rs. 4000. Maximum waiver is Rs. 100 per month

Pros

* Discount up to 50% on Domestic and International Rental Cars with Eco Rent A Car and Europcar
* Complimentary Roadside Assistance worth Rs. 1,399
* Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000

Cons

* No airport lounge access
* No gold privileges

Pros
* Welcome benefits
* Fee reversed on spends of Rs. 1 Lac in the previous year
* 5% Value back on grocery spends: Get 20 Reward Points for every Rs. 100 while using the card for grocery shopping.

Cons
* No discounts on flights and hotels through air miles
* No travel benefits
* No golf privileges