IDFC First Power Credit Card vs RBL Bank Platinum Prime SuperCard

* Welcome benefits worth Rs. 1,400
* Annual Fee will be waived off on spends of Rs. 50,000 or more in a year
* Save up to Rs. 7,000 annually with the credit card, enough to buy you 65+ litres of fuel
* You’ll get rewarded for every UPI transaction
* Enjoy low and dynamic Interest rates starting at 9% per annum
* Until due date, 0% Interest on ATM Cash Withdrawals
* Up to 5% savings on fuel expenses of up to Rs. 5,000 every month: 2.5% savings as Rewards on HPCL fuel and LPG &
 1.5% savings as Happy Coins through HP Pay App &
 1% savings as fuel surcharge waiver
* 2.5% savings as Rewards on Grocery and Utility expenses of up to Rs. 4,000 every month
* 2.5% savings as Rewards on IDFC FIRST FASTag recharge of up to Rs. 2,000 every month
* Avail 2X Rewards on other retail transactions
* Rs. 250 cashback on 1st HPCL fuel transaction of Rs. 250 or above
* 5% cashback (up to Rs. 1,000) on the transaction value of 1st EMI conversion
* On Swiggy, Rs. 150 Discount on order above Rs. 500
* On ZoomCar Rentals get Rs. 500 Discount
* EMIfy purchases and balances and enjoy convenience of payment
* Extend Add-on card to your pillion rider & boost savings without any extra charges
* Refer friends and earn up to 10,000 Rewards (2,000 Rewards for every card set-up)

* Enjoy the BookMyShow Offer: Get 1 + 1 free movie ticket, up to Rs. 200 once a month on any Wednesday
* Avail fuel surcharge waiver up to Rs. 100 per month
* Avail 2 Reward Points for every Rs. 100 that you spend on all you desire and like
* In a year, spend Rs. 1,50,000 and get up to 10,000 Reward Points
* Reach spends milestone of Rs. 2, 00,000 to get additional 5,000 Reward Points. Redeem the points at www.rblrewards.com/SuperCard for a range of gift vouchers/hotel stays/air tickets etc.
* Get 5% discount on dining spends, via 20 Reward Points that is earned on every Rs. 100 spent on Wednesday. The maximum rewards one can earn is 1,000 per month
* Upcoming feature: If you desire to purchase electronic gadgets and home appliances then visit selected Bajaj Finserv partner outlet and get 5X Reward Points
* Global Acceptance
* Access the cash at any ATM in India or Overseas which displays MasterCard/Visa/Cirrus/Maestro sign
* Instantly receive cash and pay back in installments with Dial for Cash program. One can also avail a pre-approved loan without blocking the credit limit of its Card. Get advantage of multiple tenure options
* Avail Split n Pay program and convert purchases of Rs. 3,000 or above into EMIs. Have convenience of paying EMIs at low interest rates at a nominal processing fee

Pros

* Discount up to 50% on Domestic and International Rental Cars with Eco Rent A Car and Europcar
* Complimentary Roadside Assistance worth Rs. 1,399
* Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000

Cons

* No airport lounge access
* No gold privileges

Pros
* Purchase electronic gadgets and home appliances from selected Bajaj Finserv partner outlet and get 5X Reward Points
* Reach spends milestone of Rs. 2, 00,000 to get additional 5,000 Reward Points. Redeem the points at www.rblrewards.com/SuperCard for a range of gift vouchers/hotel stays/air tickets etc.
* Get 5% discount on dining spends, via 20 Reward Points that is earned on every Rs. 100 spent on Wednesday. The maximum rewards one can earn is 1,000 per month

Cons
* No golf complimentary benefits
* No complimentary airport lounge access
* No cashback offers