IDFC First Power Credit Card vs Axis Bank Shoppers Stop Credit Card

Joining Fees

₹199

₹500

Editor's Rating

3

4

Key Features

  • You’ll get rewarded for every UPI transaction
  • Up to 5% savings on fuel expenses
  • 2.5% savings as Rewards on Grocery and Utility expenses
  • 2.5% savings as Rewards on IDFC FIRST FASTag recharge
  • Avail 2X Rewards on other retail transactions
  • Complimentary Roadside Assistance worth Rs. 1,399
  • Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000
  • EMIfy purchases and balances and enjoy convenience of payment
  • Extend Add-on card to your pillion rider and boost savings without any extra charges
  • Refer friends and earn up to 10,000 Rewards (2,000 Rewards for every card set-up)
  • Renewal fee will get waived for cumulative spend of Rs. 1 Lakh and above
  • Avail unlimited 20 First Citizen accelerated points for every Rs. 200 spent on private label brands of Shopper’s Stop
  • Avail unlimited 12 First Citizen accelerated points for every Rs. 200 spent on beauty products and other brands at Shopper’s Stop
  • Avail unlimited 2 First Citizen points earned on every Rs. 200 spent elsewhere
  • Reward points will get credited directly to the cardholder’s First Citizen Loyalty account
  • Enjoy a 15% instant discount on EazyDiner with Axis Bank Shoppers Stop Credit Card
  • Maximum discount is capped at Rs. 500 per month
  • Offer is applicable on a minimum order value of Rs. 2500
  • Get 15% instant discount on EazyDiner. The maximum discount is capped at Rs. 500 per month and this offer is applicable on a minimum order value of Rs. 2500
  • Avail 1% fuel surcharge on fuel purchases at all fuel outlets in India. This is valid on transactions between Rs. 400 to Rs. 5000

Editor's Review

Pros

* Discount up to 50% on Domestic and International Rental Cars with Eco Rent A Car and Europcar
* Complimentary Roadside Assistance worth Rs. 1,399
* Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000

Cons

* No airport lounge access
* No gold privileges

Pros

  • No redemption fee, customers can easily redeem points without paying any additional fees
  • Renewal fee will get waived on spending of Rs. 1 lakh or more in the previous year
  • Welcome benefits

Cons

  • No railway lounge access
  • No airport lounge access
  • Reward points are limited to Shoppers Stop outlets online/offline only


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