IDFC First Power Credit Card vs Axis Bank Shoppers Stop Credit Card
Joining Fees
₹199
₹500
Editor's Rating
3
4
Key Features
- You’ll get rewarded for every UPI transaction
- Up to 5% savings on fuel expenses
- 2.5% savings as Rewards on Grocery and Utility expenses
- 2.5% savings as Rewards on IDFC FIRST FASTag recharge
- Avail 2X Rewards on other retail transactions
- Complimentary Roadside Assistance worth Rs. 1,399
- Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000
- EMIfy purchases and balances and enjoy convenience of payment
- Extend Add-on card to your pillion rider and boost savings without any extra charges
- Refer friends and earn up to 10,000 Rewards (2,000 Rewards for every card set-up)
- Renewal fee will get waived for cumulative spend of Rs. 1 Lakh and above
- Avail unlimited 20 First Citizen accelerated points for every Rs. 200 spent on private label brands of Shopper’s Stop
- Avail unlimited 12 First Citizen accelerated points for every Rs. 200 spent on beauty products and other brands at Shopper’s Stop
- Avail unlimited 2 First Citizen points earned on every Rs. 200 spent elsewhere
- Reward points will get credited directly to the cardholder’s First Citizen Loyalty account
- Enjoy a 15% instant discount on EazyDiner with Axis Bank Shoppers Stop Credit Card
- Maximum discount is capped at Rs. 500 per month
- Offer is applicable on a minimum order value of Rs. 2500
- Get 15% instant discount on EazyDiner. The maximum discount is capped at Rs. 500 per month and this offer is applicable on a minimum order value of Rs. 2500
- Avail 1% fuel surcharge on fuel purchases at all fuel outlets in India. This is valid on transactions between Rs. 400 to Rs. 5000
Editor's Review
Pros
* Discount up to 50% on Domestic and International Rental Cars with Eco Rent A Car and Europcar
* Complimentary Roadside Assistance worth Rs. 1,399
* Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000
Cons
* No airport lounge access
* No gold privileges
Pros
- No redemption fee, customers can easily redeem points without paying any additional fees
- Renewal fee will get waived on spending of Rs. 1 lakh or more in the previous year
- Welcome benefits
Cons
- No railway lounge access
- No airport lounge access
- Reward points are limited to Shoppers Stop outlets online/offline only
