IDFC Club Vistara Credit Card vs RBL Bank World Safari Credit Card

Complimentary Club Vistara Silver Membership:
• Priority airport check in
• Increased Check-In Baggage allowance within and outside India
• Priority Waitlist Clearance & Complimentary In flight Wi-fi

Power Up Your Spends:
• Earn up to 6 CV Points on all spends including Utility bill payments, Insurance, Fuel, Rent & Wallet Load
A. 6 CV Points: Spends up to Rs. 1 lakh
B. 4 CV Points: Spends above Rs. 1 lakh
C. 10 CV Points: On dining spends on cardholder’s birthday
D. 1 CV Point: On every Fuel, Insurance, Utility, Rent & Wallet Load spend

Bonus CV Points:
• Get up to 6000 bonus CV Points on crossing monthly spend milestones in the first 3 months
A. Earn up to 6000 CV points by spending minimum Rs.30,000/- every month for 3 applicable billing cycles

Spend Milestone Benefits:
• Unlock up to 5 Premium Economy Ticket Vouchers every anniversary year

Airport Lounge Access:
• Enjoy 8 complimentary visits to domestic airport lounges and spas along with 4 complimentary visits to international airport lounges yearly
A.  2 complimentary visits to domestic airport lounges and spas per quarter
B. 1 complimentary visit to international airport lounge per quarter

* Competitive forex mark-up of just 2.99% on international transactions

* Fuel Surcharge of 1%

* 0% markup fee on all foreign currency transactions and travel
* Earn Travel Points on all spends, and they’re redeemable for flights and hotel bookings
* Avail 2 Travel Points for every Rs. 100 spent on all purchases
* Avail 5 Travel Points for every Rs. 100 spent on Travel spends
* No Reward Points on International purchases
* 10,000 bonus Travel Points on spends of Rs. 2.5 lakh in a year 
* Additional 15,000 Travel Points on spends of Rs. 5 lakh in a year 
* Obtain Gift Card worth Rs. 10,000 from a host of brands like Taj experiences, Amazon, Croma, Myntra & Makemytrip on spends of Rs. 7.5 lakh in a year
* 2 complimentary lounge visits every quarter in India
* Access to 1300+ international airport lounges through complimentary Priority Pass membership. Get 2 complimentary international lounge visits using the Priority Pass. The visits are inclusive of guest visits
* Avail additional complimentary lounge visit via Priority Pass on spends of Rs. 50,000 or more in a calendar quarter
* Complimentary Travel Insurance that covers: Personal Liability coverage, Trip Delay, Baggage Loss, Loss of Passport, and Dental Treatment
* 24*7 Concierge Desk
* Access to selected golf courses across the country 
* Complimentary golf rounds 
* Free golf lessons
* Fuel Surcharge wavier across all fuel stations. This is valid for fuel transactions between Rs. 500 and Rs. 4000. Maximum waiver of Rs. 250 per month

Pros

* Enjoy 12 complimentary golf lessons and 4 complimentary rounds of golf every year, and  50% Off on the green fee beyond complimentary sessions
* Get trip cancellation cover up to Rs. 10,000 on flight and hotel booking (2 claims annually)
* Air Accident Cover of Rs. 1 crore, Personal Accident Cover of Rs 10,00,000 and Lost Card Liability Cover of Rs. 50,000, and Additional Coverage for loss of checked-in baggage, delay of checked-in baggage, loss of passport & other documents, and flight delay of USD 1200

Cons
* For some individuals, the membership fees might seem high
* The reward redemption charge is Rs. 99

Pros

* Complimentary golf rounds 
* 2 complimentary lounge visits every quarter in India and access to 1300+ international airport lounges through complimentary Priority Pass membership. Get 2 complimentary international lounge visits using the Priority Pass
* Fuel Surcharge wavier across all fuel stations

Cons

* No discounts on flights and hotels through air miles
* This card provides Travel Points instead of Air Miles that adds an unnecessary step for redemption
* No benefits on dining, shopping or entertainment