IDFC Club Vistara Credit Card vs Kotak Corporate Wealth Signature Credit Card
Joining Fees
₹4,999
₹0
Editor's Rating
4.3
4
Key Features
Complimentary Club Vistara Silver Membership:
• Priority airport check in
• Increased Check-In Baggage allowance within and outside India
• Priority Waitlist Clearance & Complimentary In flight Wi-fi
Power Up Your Spends:
• Earn up to 6 CV Points on all spends including Utility bill payments, Insurance, Fuel, Rent & Wallet Load
A. 6 CV Points: Spends up to Rs. 1 lakh
B. 4 CV Points: Spends above Rs. 1 lakh
C. 10 CV Points: On dining spends on cardholder’s birthday
D. 1 CV Point: On every Fuel, Insurance, Utility, Rent & Wallet Load spend
Bonus CV Points:
• Get up to 6000 bonus CV Points on crossing monthly spend milestones in the first 3 months
A. Earn up to 6000 CV points by spending minimum Rs.30,000/- every month for 3 applicable billing cycles
Spend Milestone Benefits:
• Unlock up to 5 Premium Economy Ticket Vouchers every anniversary year
Airport Lounge Access:
• Enjoy 8 complimentary visits to domestic airport lounges and spas along with 4 complimentary visits to international airport lounges yearly
A. 2 complimentary visits to domestic airport lounges and spas per quarter
B. 1 complimentary visit to international airport lounge per quarter
* Competitive forex mark-up of just 2.99% on international transactions
* Fuel Surcharge of 1%
- Get higher cash-backs while using the card
- Hassle-free spendings
- Fuel/Railway Surcharge Waiver
- Redeem points without any hassle
Editor's Review
Pros
* Enjoy 12 complimentary golf lessons and 4 complimentary rounds of golf every year, and 50% Off on the green fee beyond complimentary sessions
* Get trip cancellation cover up to Rs. 10,000 on flight and hotel booking (2 claims annually)
* Air Accident Cover of Rs. 1 crore, Personal Accident Cover of Rs 10,00,000 and Lost Card Liability Cover of Rs. 50,000, and Additional Coverage for loss of checked-in baggage, delay of checked-in baggage, loss of passport & other documents, and flight delay of USD 1200
Cons
* For some individuals, the membership fees might seem high
* The reward redemption charge is Rs. 99
Pros
- Use Kotak Corporate Wealth Signature Credit Card to get a high cashback amount
- Interest-free funds for up to a period of 48 days, similar to an overdraft facility on Credit Cards
- Exclusive access to Domestic Airport Lounges twice in every quarter
Cons
- No Golf Privileges
- No Concierge Services
