Iconia Amex Credit Card vs RBL Bank Monthly Treats Credit Card

Iconia Amex Credit Card
Iconia Amex Credit Card
IndusInd Bank · Amex
3.9
₹3,500 / Joining Fees
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VS
RBL Bank Monthly Treats Credit Card
RBL Bank Monthly Treats Credit Card
RBL Bank · Mastercard
3.4
₹50 / Joining Fees
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Fees
IndusInd Bank
RBL Bank
Joining Fees
₹3,500
₹50
Renewal Fees
₹0
₹50
Network
Amex
Mastercard
Editor's Review
3.9
3.4
Free Lounge Access
Yes
No
Features
Iconia Amex Credit Card
  • Book movie tickets with Bookmyshow and Sathyam
  • Indulge in golf sessions at the most stunning and luxurious golf clubs across India
  • Enjoy access to 600+ lounges across the globe with a complimentary Priority Pass and also avail of numerous other travel offers.
  • Travel Insurance Cover
  • Air accident cover

 

RBL Bank Monthly Treats Credit Card

* On crossing spends of Rs. 3,000 in a calendar year, monthly fee of Rs. 50 waived off and get 10% cashback, up to Rs. 100 per month, on grocery transactions for rest of the month
* Enjoy 2X Reward Points on online purchases
* Unlock 10% cashback on groceries, BookMyShow, Swiggy and Bill Payments every month
* Get 1 Reward Point for every Rs. 100 spent on all offline purchases except fuel
* Fuel surcharge waiver across all fuel stations. This is Valid for fuel transactions between Rs. 500 and Rs. 4,000. Maximum waiver of Rs. 100 per month

Editor's Review
Iconia Amex Credit Card

Pros

  • American Express Lounge Access
  • Enjoy a waiver* of 1% on fuel surcharge at any fuel station across India.
  • ‘Total Protect’ is a first-of-its-kind program that covers you for a sum up to the credit limit on credit card and is also available on add-on cards.

Cons

  • One-time joining fee: Rs. 10,000
RBL Bank Monthly Treats Credit Card

Pros
* Monthly Spend Milestone Benefit
* Fuel surcharge waiver
* Monthly fee waived

Cons
* One can’t enjoy the cashback if it’s unable to spend Rs.3000 to Rs.5000 in a month
* Below average rewards rate
* No travel benefits such as airport lounge access or any flight discounts

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