Iconia Amex Credit Card vs HDFC Bank EasyEMI Credit Card
Joining Fees
₹3,500
₹500
Editor's Rating
3.9
2.5
Key Features
- Book movie tickets with Bookmyshow and Sathyam
- Indulge in golf sessions at the most stunning and luxurious golf clubs across India
- Enjoy access to 600+ lounges across the globe with a complimentary Priority Pass and also avail of numerous other travel offers.
- Travel Insurance Cover
- Air accident cover
- Milestone Benefit: Spend Rs. 20000 and more in the first 90 days to get first year membership fee waived off
- Launch Offer: Get Rs. 1000 worth gift vouchers on spends of Rs. 1,00,000 and above in each calendar quarter, for the first year only
- Contactless payment enabled
- Get 5% CashBack on Amazon, Flipkart, Flight and Hotel bookings on shopping via PayZapp and SmartBuy
- Get 2.5% CashBack on all online spends
- Get 1% CashBack on all offline spends and Wallet reloads
- All transactions of Rs. 10,000 and more will be auto converted to EasyEMI for 9 months. Do note that auto conversion will not be applicable on gold, jewellery, and fuel transactions, and the conversion will be processed after 5 business days from the date of transaction
- Zero Lost card liability
- Up to 50 days of interest free period from the date of purchase
- Revolving Credit is available at a nominal interest rate
- Get 1% fuel surcharge waiver at fuel stations in India on minimum transaction of Rs. 400
Editor's Review
Pros
- American Express Lounge Access
- Enjoy a waiver* of 1% on fuel surcharge at any fuel station across India.
- ‘Total Protect’ is a first-of-its-kind program that covers you for a sum up to the credit limit on credit card and is also available on add-on cards.
Cons
- One-time joining fee: Rs. 10,000
Pros
- Launch Offer
- Get 5% CashBack on Amazon, Flipkart, Flight and Hotel bookings on shopping via PayZapp and SmartBuy
- Get 2.5% CashBack on all online spends
Cons
- No golf benefits
- No rewards benefits
- No airport lounge access
