ICICI Bank Platinum Chip Credit Card vs SBI SimplyClick Credit Card

• Avail 2 Reward Points on every Rs. 100 spent for all retail purchases except fuel. Redeem the points to avail attractive products on ICICI Bank Rewards platform
• Avail 1 Reward Point on every Rs. 100 spent on utilities and insurance categories
• Redeeming ICICI Bank Rewards Points is easy and it allows you to indulge in the finer things life has to offer. From movie and travel vouchers to lifestyle products, ICICI Bank Reward Points offer a diverse range of options for redemption
• 1% fuel surcharge waiver on fuel transactions of maximum Rs. 4,000 at HPCL pumps
• Visa Offers: Enjoy great offers from luxury hotels, restaurants, lifestyle stores, spas. Moreover, when traveling abroad, use the dedicated Global Emergency Assistance Service provided by Visa for reporting loss of card, emergency card replacement, emergency cash advance or for other enquiries that you may have
• Mastercard Offers: Mastercard Priceless Specials is an exclusive program specially created for Mastercard cardholders. This program has a host of exceptional experiences designed to inspire and enrich the lives of the Mastercard cardholders

• On online spends with exclusive partners - Apollo 24x7/BookMyShow/ Cleartrip/ Dominos/ Myntra/ Netmeds/ Swiggy/ Yatra, earn 10X Reward Points
• Earn 5X rewards on all other online spends
• Earn 1 reward point per Rs. 100 on all other spends
• Get e-voucher worth Rs. 2,000 each on reaching annual online spends of Rs. 1 Lakh and Rs. 2 Lakhs respectively. Voucher Brand : Cleartrip/Yatra
• 1% fuel surcharge waiver for each transaction between Rs. 500 and Rs 3000 (exclusive of GST, wherever applicable, & all other charges)
• Spend Rs 1,00,000 and get annual fee reversed for the SimplyCLICK SBI card in the subsequent year
• Simply wave the card at a secured reader and the transaction will be done. Maximum payment of Rs. 5,000 allowed per contactless transaction
• Transfer outstanding balance of other banks’ credit cards to SimplyCLICK SBI Card, and avail a lower rate of interest and pay back in EMIs
• With Flexipay facility, convert transactions in easy monthly installments. Make any purchase for Rs. 2,500 or more using SimplyCLICK SBI Card , and log in to sbicard.com within 30 days of purchase to convert it into Flexipay

Pros

• Avail 2 Reward Points on every Rs. 100 spent for all retail purchases except fuel, and 1 Reward Point on every Rs. 100 spent on utilities and insurance categories
• 1% fuel surcharge waiver on fuel transactions
• Visa Offers: Enjoy great offers from luxury hotels, restaurants, lifestyle stores, spas
• Mastercard Offers: Mastercard Priceless Specials is an exclusive program that has a host of exceptional experiences designed to inspire and enrich the lives of the Mastercard cardholders

Cons

• No International Airport Lounge access
• No Golf benefits
• No travel miles benefits

Pros

• Earn 1 reward point per Rs.100 on all other spends  
• e-voucher worth Rs. 2,000 on annual online spends of Rs.1 Lakh
• e-voucher worth Rs. 2,000 on annual online spends of Rs.2 Lakhs

Cons

• No Golf/coaching sessions
• No particular benefits on travel, dining or entertainment
• Limited options for reward redemption

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