ICICI Business Credit Cards vs SBI Elite Credit Card

For Business Advantage Black Card:

Key benefits: 

• Save more with Cashback, earn cashback on spends which means more you spend the higher cashback you get
• Contactless Card
• Concierge Services
• Culinary Treats
• Insurance Benefits
• Get a minimum of 10% off up to a maximum of 30% off on an annual DocuSign Business Pro
• Get dedicated bandwidth for your business with reliable connectivity, speed and widespread network

For Business Advantage Blue Card:

Key benefits: 

• Save more with Cashback, earn cashback on spends which means more you spend the higher cashback you get
• Contactless Card
• Concierge Services
• Culinary Treats
• Insurance Benefits
• Get a minimum of 10% off up to a maximum of 30% off on an annual DocuSign Business Pro
• Get dedicated bandwidth for your business with reliable connectivity, speed and widespread network

• On achieving annual spends of Rs. 5 lakhs and 8 lakhs, earn 15,000 bonus Reward Points
• Spend Based Reversal of Annual Fee on spends of Rs. 10 Lakhs
• Complimentary membership to the Priority Pass Program worth $99
• Six complimentary Airport Lounge visits per calendar year, outside India ( max. 2 visits per quarter)
• Enjoy obtaining Club Vistara Silver membership as complimentary

Pros

For all ICICI Business Cards:

• Spends linked rewards / InterMiles / Offers & Discounts
• Fuel surcharge waiver of 1%
• Complimentary Airport Lounge Access
• Comprehensive Insurance Coverage up to Rs. 75 lakh

Cons

• No complimentary Golf/coaching sessions

To apply for ICICI Bank Credit Cards please click here

Pros

• Get 5X Reward Points on Dining, Departmental stores and Grocery Spends
• Earn nearly 50,000 Bonus Reward Points worth Rs. 12,500 per year
• On achieving annual spends of Rs. 3 lakhs and 4 lakhs, earn 10,000 bonus Reward Points

Cons

• High joining/renewal fees
• Although the Credit Card offers savings on rental cars on Hertz & Avis, which is good, but in India, there’s no much scope for it