ICICI Business Credit Cards vs IDFC FIRST Select Credit Card

Joining Fees

₹1,500

₹0

Editor's Rating

3.4

2.75

Key Features

For Business Advantage Black Card:

Key benefits: 

  • Save more with Cashback, earn cashback on spends which means more you spend the higher cashback you get
  • Contactless Card
  • Concierge Services
  • Culinary Treats
  • Insurance Benefits
  • Get a minimum of 10% off up to a maximum of 30% off on an annual DocuSign Business Pro
  • Get dedicated bandwidth for your business with reliable connectivity, speed and widespread network

For Business Advantage Blue Card:

Key benefits: 

  • Save more with Cashback, earn cashback on spends which means more you spend the higher cashback you get
  • Contactless Card
  • Concierge Services
  • Culinary Treats
  • Insurance Benefits
  • Get a minimum of 10% off up to a maximum of 30% off on an annual DocuSign Business Pro
  • Get dedicated bandwidth for your business with reliable connectivity, speed and widespread network
  • Welcome Benefits include getting vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days
  • 5% cashback on making the first EMI transaction made within 90 days of card set-up
  • 10X Reward Points on purchases greater than Rs.20,000
  • 6X Reward Points on all online purchases and 3X Reward Points on all offline purchases
  • 4 complimentary domestic lounge access per quarter
  • 4 complimentary Railway lounge access every quarter
  • Low foreign exchange mark-up fee of 1.99%
  • 20% discount on 1500+ Restaurants
  • 15% discount on 3000+ Health & Wellness Outlets
  • Free Road Side Assistance(RSA) worth Rs. 1,399

Editor's Review

Pros

For all ICICI Business Cards:

  • Spends linked rewards / InterMiles / Offers & Discounts
  • Fuel surcharge waiver of 1%
  • Complimentary Airport Lounge Access
  • Comprehensive Insurance Coverage up to Rs. 75 lakh

Cons

  • No complimentary Golf/coaching sessions

To apply for ICICI Bank Credit Cards please click here

Pros

  • 10X Rewards on all spends done on your Birthday
  • Reward points will never expire
  • Comprehensive Travel Insurance Cover of Rs. 22,500

    Cons
  • Welcome gift voucher is only provided on spending Rs.15,000 within 90 days of card set-up
  • Interest-free cash withdrawal available for 48 days only
  • The dining benefits provided by the card are satisfactory but not that great


More comparisions with ICICI Business Credit Cards

More comparisions with IDFC FIRST Select Credit Card

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