ICICI Bank MakeMyTrip Signature Credit Card vs Tata Neu Infinity HDFC Bank Credit Card

Joining Fees

₹2,500

₹1,499

Editor's Rating

3.5

4

Key Features

  • 1 complimentary access to international airport lounges with Dreamfolks membership card
  • 2 complimentary airport lounge access per quarter
  • 1 complimentary railway lounge access in a quarter to participating lounges in India
  • BookMyShow and Inox: Get 25% discount, maximum up to Rs. 150, on purchase of minimum two tickets per transaction. Do note this offer can be availed twice in a month on BookMyShow and Inox individually
  • Chip and PIN security
  • 1% fuel surcharge waiver on fuel transactions of up to Rs. 4000 at HPCL pumps
  • Complimentary enrollment into the MMTBLACK program that provides following benefits:

A. Exclusive offers, MyCash, and lots more for the future bookings on MakeMyTrip

B. MMTBLACK members can use MyCash to make bookings at MakeMyTrip

C. The MyCash earned via MMTBLACK program is valid for 90 days

D. MyCash = 100% usable MakeMyTrip Cash

Please Note: With effect from Apr 15, 2024 the MMTBLACK Exclusive membership has been replaced with the MMTBLACK Platinum membership. This will be valid for 12 months from date of issuance. Members of the MMTBLACK Platinum membership will avail the following benefits:

A. 0.75% off on Flight bookings | 1.5% off on Hotel / Holiday bookings

B. Benefits on select hotels:

1. Additional discount of 10% & Above

2. Guaranteed Room Upgrade/ Meal Upgrade/ Hotel Credit

3. FLAT 20% OFF on F&B/SPA

4. 24 X 7 customer support

C. 50% OFF on Ancillaries – Zero Cancellation, Meal, Date Change, Fast Forward

D. Two vouchers worth Rs. 10,000 each on booking a holiday package worth Rs 1.5 lakh+

  • Enjoy exclusive MMT cabs benefit
  • In a year, spend Rs. 3,00,000 or more before the Credit Card renewal date and get the renewal fee waived off
  • 5% back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands
  • 1.5% back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends
  • 1.5% back as NeuCoins on UPI spends (including spends on partner Tata Brands) - maximum of 500 NeuCoins per calendar month
  • Earn additional 5% back as NeuCoins on selected categories on Tata Neu App/Website, post downloading Tata Neu App and registering for Tata NeuPass
  • Reward points gained on Grocery transactions will be capped to 2,000 per month
  • Zero lost card liability
  • Foreign Currency Markup: 2% on all your foreign currency spends
  • Domestic Lounge Access – VISA / RuPay Card: 8 Complimentary Domestic Lounge Access per calendar year (2 in a quarter). Rs. 2 (VISA / RuPay) will be charged to the Credit Card for the Lounge Access
  • International Lounge Access – VISA Card: By using Priority Pass avail up to 4 Complimentary International Lounge Access per calendar year (1 per Quarter). If exceed the 4 Complimentary (1 per Quarter) visits, you will be charged at US $27 + GST per visit
  • International Lounge Access - RuPay: 4 Complimentary International Lounge Access per calendar year (1 per Quarter)

Editor's Review

Pros

  • Complimentary International and Domestic Airport Lounge access and Domestic Railway Lounge access
  • Get a complimentary MMTDOUBLEBLACK membership and enjoy free flights and no fees on hotel cancellations
  • 1% fuel surcharge waiver can be availed on fuel transactions at HPCL pumps

Cons

  • The MakeMyTrip™ ICICI Bank Signature Credit Card does not provide much of reward points on shopping – a feature that would have been appreciated to see in this economical credit card 
  • No Golf/coaching sessions

To apply for ICICI Bank Credit Cards please click here

Pros

  • Accidental air death cover worth Rs. 1 Crore
  • Emergency overseas hospitalization: Up to Rs. 15 lakhs
  • Lost Card Liability CoverUp to Rs. 9 lakhs
  • Use the NeuCoins for purchases on Tata Neu /Website for Brands like: AirAsia India, Bigbasket, Croma Westside, Tata CLiQ, Tata CLiQ Luxury, Hotel Bookings/Purchases on IHCL, TATA 1MG, Qmin, and Titan and Tanishq (only via Tata Neu)

Cons

  • No golf benefits
  • Tata Neu coins are valid only for 1 year and can be used only in the Tata Neu app or paying thru the Neu app


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