ICICI Bank Instant Platinum Credit Card vs BOB Financial Select

Joining Fees

₹0

₹750

Editor's Rating

3.6

4.3

Key Features

* No Joining Fee
* No Annual Fee
* Avail waiver of 2.5% fuel surcharge on fuel purchases at HPCL Petrol Pumps. This is applicable only for transaction up to Rs 4000
* Gain 2 ICICI reward points on every Rs. 100 spent. You can redeem these ICICI reward points for attractive products
* The card has built-in contactless technology
* Gain Reward points and redeem against multiple categories such as Fashion and Lifestyle, Electronics, Travel & Luggage, Health & Beauty, e-Vouchers and Home & Kitchen
* Avail 25% discount, up to Rs. 100, on purchase of minimum two tickets up to two times in a month through www.bookmyshow.com
* Earn interest on the Fixed Deposit and use the Instant Card to manage day to day liquidity – the Card has a low interest rate of just 2.49% per month

  • 5X rewards on Dining, Utility bills, Online spends; 1x on others
  • 1,000 bonus rewards points every month
  • Zero Fuel Surcharge
  • Zero Annual Fees basis card usage 

Editor's Review

Pros

  • Low-interest rate
  • Earn interest on Fixed Deposit and use the Instant Card to manage day to day liquidity
  • Avail 25% discount up to Rs. 100 on purchase of minimum two tickets up to two times in a month through www.bookmyshow.com

Cons

  • No Golf/coaching sessions
  • No Complimentary Airport Lounge access

To apply for ICICI Bank Credit Cards please click here

Pros

  • Easy EMI Option
  • Multiple redemption options
  • In-built insurance cover

Cons

  • No Golf Privileges 
  • No Airport Lounge access 


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