Get 1.5% cashback in reward points on all fuel purchases through the HP Pay app and at HPCL outlets
Get Rs. 300 per month in the form of cashback and accelerated rewards across all categories
5% accelerated Reward Points on categories such as departmental stores, electricity and mobile bills capped at Rs 100 worth ICICI Bank Reward points per month
Get 2 ICICI Bank Reward Points on every Rs. 100 spent on retail purchases
BookMyShow and Inox Offer: Get 25% discount, up to Rs. 100, on purchasing a minimum of 2 movie tickets, per transaction at BookMyShow and INOX. This benefit can be availed twice a month for both the platforms
Airport Lounge access: Relax in luxury and enjoy gourmet meals, comfortable seating, free Wi-Fi, widescreen TVs, and beverage services
Domestic Airport Lounge Benefit: Avail complimentary airport lounge access, per quarter by spending Rs. 35,000 in a calendar quarter on the card to avail this facility in the next calendar quarter
Chip and PIN Security
24x7 Road side assistance
You’ll receive Welcome Benefit of 500 Cash Points that’s applicable only on the payment of the membership fee
In the first 90 days, spend Rs. 20000 or above and get first-year membership fee waived off
Accumulate and redeem reward points for cash-back against outstanding amount on your Credit Card (100 points = Rs. 20)
In the first year, spend Rs. 50,000 or above and get renewal membership fee waived off
Earn 2 Reward Points on every Rs 150 spent
Every quarter receive a gift voucher worth Rs. 500 on spends of Rs 50,000. Get up to Rs. 2,000 worth of gift vouchers in a year
While doing online shopping, earn 4 reward points for every Rs 150 you spend online with the card. (With effect from 15th July 2020, customers can get up to 500 Reward Points per statement cycle for the online spends, under the 2X RP feature.)
Spend Rs 50,000 in a Quarter and avail Rs 500 worth E-Voucher
Renew membership for free by just spending Rs. 50,000 in a year before the renewal date
1% fuel surcharge waiver at any fuel stations in India, on minimum transaction Rs. 400 and Max CashBack of Rs. 250 per statement cycle
If your HDFC Moneyback Credit Card gets lost, report immediately and avail zero liability on any fraudulent transactions made on the Credit Card
Rewards Rate:
Reward Points accumulated can be redeemed against statement balance at the rate 1 RP = Rs. 0.20
Reward Points can even be used to redeem against travel benefits such as Flight & Hotel bookings and Rewards Catalogue at the SmartBuy Rewards Portal: 1 CashPoint = Rs. 0.25
Editor's Review
Pros
5% cashback on fuel purchases
5% accelerated Reward Points on categories such as departmental stores, electricity and mobile bills capped at Rs 100 worth ICICI Bank Reward points per month
Domestic Airport Lounge Benefit: Avail complimentary airport lounge access, per quarter by spending Rs. 35,000 in a calendar quarter
Cons
No dining benefits
No golf benefits
No international lounge access
Pros
Zero liability on the lost card if reported immediately
With the EMV Chip technology presented in the card, stay protected against fraud
Avail up to 50 days of the interest-free period from the date of purchase, and enjoy Revolving Credit at a nominal interest rate
Cons
The Reward points are only valid for 2 years
No complimentary Airport Lounge Access
High-interest rate of 3.49%
More comparisions with ICICI Bank HPCL Super Saver Credit Card