ICICI Bank HPCL Platinum Credit Card vs SBI SimplyClick Credit Card
Joining Fees
₹199
₹499
Editor's Rating
3.9
3.7
Key Features
- Reduce fuel bills with 2.5% Cashback
- 1% fuel surcharge wavier- 1% fuel surcharge will not be applicable on fuel transactions of up to Rs. 4,000 at HPCL pumps
- Get 2 PAYBACK Points on every Rs. 100 spent on retail purchases except on fuel
- Enjoy the facility of Rs. 199 Annual Fee Savings. By just spending Rs. 50,000 or more annually on the Card and the bank will reverse the Annual Fee (Rs. 199) for that year
- Avail Rs. 100 off on movie tickets any day of the week, through www.bookmyshow.com
- On online spends with exclusive partners - Apollo 24x7/BookMyShow/ Cleartrip/ Dominos/ Myntra/ Netmeds/ Swiggy/ Yatra, earn 10X Reward Points
- Earn 5X rewards on all other online spends
- Earn 1 reward point per Rs. 100 on all other spends
- Get e-voucher worth Rs. 2,000 each on reaching annual online spends of Rs. 1 Lakh and Rs. 2 Lakhs respectively. Voucher Brand : Cleartrip/Yatra
- 1% fuel surcharge waiver for each transaction between Rs. 500 and Rs 3000 (exclusive of GST, wherever applicable, & all other charges)
- Spend Rs 1,00,000 and get annual fee reversed for the SimplyCLICK SBI card in the subsequent year
- Simply wave the card at a secured reader and the transaction will be done. Maximum payment of Rs. 5,000 allowed per contactless transaction
- Transfer outstanding balance of other banks’ credit cards to SimplyCLICK SBI Card, and avail a lower rate of interest and pay back in EMIs
- With Flexipay facility, convert transactions in easy monthly installments. Make any purchase for Rs. 2,500 or more using SimplyCLICK SBI Card , and log in to sbicard.com within 30 days of purchase to convert it into Flexipay
Editor's Review
Pros
- Up to Rs. 100 Cashback on fuel purchases at HPCL pumps
- ICICI Bank Credit Card entitles cardholders to earn PAYBACK Points on transactions
- Get Rs. 100 off on movie tickets and minimum 15% savings on dining
Cons
- The ICICI Bank HPCL Platinum Credit Card does not provide statement credit
- No Golf Privileges
- No complimentary Airport Lounge access
To apply for ICICI Bank Credit Cards please click here
Pros
- Earn 1 reward point per Rs.100 on all other spends
- e-voucher worth Rs. 2,000 on annual online spends of Rs.1 Lakh
- e-voucher worth Rs. 2,000 on annual online spends of Rs.2 Lakhs
Cons
- No Golf/coaching sessions
- No particular benefits on travel, dining or entertainment
- Limited options for reward redemption
To know more on this credit card please click here
