ICICI Bank HPCL Coral American Express Credit Card vs TATA STAR Titanium

Joining Fees

₹199

₹499

Editor's Rating

4

3.3

Key Features

  • Earn 3X or 6 PAYBACK Points from ICICI Bank Rewards Points per Rs. 100 spent on fuel at HPCL pumps
  • Get 2.5% cashback and savings of 1% fuel surcharge on fuel purchases at HPCL pumps
  • Exclusive dining offers through ICICI Bank Culinary Treats Programme
  • Avail 25% discount, maximum up to Rs 100 on purchase of minimum two tickets per transaction through Bookmyshow
  • On spends at STAR Outlets, earn 3.5% value back  
  • On spends on select TATA Outlets, get up to 5% value back
  • Get a 1% fuel surcharge waiver, on every transaction between Rs. 500 to Rs. 3,000, at any petrol pump across the country. Purchase fuel worth Rs. 500 to Rs. 3,000, to avail this benefit
  • With TATA STAR Titanium Card, book railway tickets online and enjoy home delivery

Editor's Review

Pros

  • Exclusive dining offers through ICICI Bank Culinary Treats Programme
  • Enjoy accelerated 3X rewards, i.e on every Rs. 100 spent, get 6 PAYBACK Points on fuel spends at HPCL pumps & 2 PAYBACK Points on all other retail spends

Cons:

  • No Complimentary Lounge access
  • No complimentary Golf classes/sessions

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Pros

  • Spend based fees reversal on spends of Rs. 1,00,000 & above annually
  • 3 Reward Points per Rs. 100 spent on departmental & grocery stores
  • Low Annual Fee

Cons

  • High-interest rates
  • No Golf/coaching sessions
  • No complimentary Airport Lounge visits


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