ICICI Bank Coral Credit Card vs IDFC FIRST Classic Credit Card

ICICI Bank Coral Credit Card

IDFC FIRST Classic Credit Card

Joining Fees

₹500

₹0

Editor's Rating

3.3

Key Features

Earn up to 10,000 PAYBACK Points from ICICI Bank Rewards every anniversary year
Complimentary domestic airport lounge & complimentary domestic railway lounge visit
Complimentary movie tickets every month under the Buy One Get One free offer through www.bookmyshow.com
Minimum 15% savings on dining bills at over 2500+ restaurants across India through our Culinary Treats Programme
Earn 2 PAYBACK Points on every Rs. 100 spent on your card (except fuel), and earn 1 PAYBACK Point on every Rs.100 spent on utilities and insurance categories

Obtain a Gift Voucher of Rs. 500 on spending Rs. 15,000 within 90 days from card issuance
5% Cashback on first EMI transaction done within 90 days from card set-up
10X Reward Points on all transactions above Rs. 20,000
6X Reward Points on Online Spends
3X Reward Points on all Offline Spends
Avail 25% Discount on Movie Tickets with a Maximum of Rs. 100
4 complimentary Railway lounge visits every quarter
Personal Accident Cover worth Rs. 2 Lakh & complimentary lost card liability cover of Rs. 25,000
Fuel surcharge waiver
15% discount at 3,000+ Health and Wellness outlets

Editor's Review

Pros

Exclusive dining offers through ICICI Bank Culinary Treats Programme
1% on fuel surcharge every time you refuel
Discover how your ICICI Bank Coral Credit Card can deliver savings of Rs 11,175 every year

Cons

If you’re a frequent flyer the offer of 1 complimentary access per quarter to select airport lounges in India isn’t sufficient
Limitations on the cost of purchasing movie tickets
No Golf/coaching sessions

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Pros

Cons

No milestone benefits
Airport Lounge access limited, depends on the bank’s current offers
Lifestyle benefits including Complimentary round of Golf is limited, depends on the bank’s current offers