ICICI Bank Coral Contactless Card vs IDFC FIRST Select Credit Card

• Avail free movie tickets, discounts on dining and more by simply tapping your ICICI Bank Coral Contactless Credit Card
• Buy 1 ticket and get the other ticket free any day of the week, on www.bookmyshow.com
• Get up to 2 free tickets per month valued at up to Rs. 250 per ticket
• Minimum 15% savings on dining bills at over 2500+ restaurants across India through the Culinary Treats Programme
• ICICI Bank Coral Contactless Credit Card is designed with a unique in-built MasterCard contactless payment technology. You just have to tap the card to make quick and secure payments at retail outlets
• ICICI Bank Credit Card entitles the cardholders to earn PAYBACK Points on transactions
• PAYBACK, India’s largest Reward Programme, offers exciting rewards as described below:

1. Earn 2 PAYBACK Points on every Rs. 100 spent on your card (except fuel). Get 1 PAYBACK Point on every Rs.100 spent on utilities and insurance categories
2. Under the new ICICI Bank Milestone Rewards program, get 2000 PAYBACK Points on spending Rs. 2,00,000 on your card and 1000 PAYBACK Points each time you cross Rs. 1,00,000 spend thereafter in an anniversary year; maximum of 10000 PAYBACK Points per year

The reward points you earn get accumulated with PAYBACK every month and can be redeemed for cash or gifts of your choice.  

• One complimentary airport lounge visit and one complimentary railway lounge visit per quarter. Please note that with effect from September 25, 2017 cardholders will be eligible for one complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter and lounge access will be applicable only for primary cardholders. List of lounges might be changed by Mastercard at its sole discretion and without any notice to ICICI Bank or its cardmembers. Unrestricted chargeable access for yourself and your accompanying guests
• Waiver of 1% on fuel surcharge on every refuels - The offer is valid on a maximum spend of Rs. 4000 per transaction at all HPCL pumps. Avail this offer by swiping the card on ICICI Merchant Services swipe machines only
• Annual Fee from second year onwards will be waived off if you spend more than Rs. 1,50, 000 in the previous year 

• Get 3X Reward Points on Spends till Rs. 20,000 in a statement cycle
• Get 10X Reward Points on crossing spends of Rs. 20,000 in a statement cycle and on birthdays
• Avail 1X Reward Points on Insurance premium and Utility bill payments
• Use the Reward points to instantly pay for online or in-store purchases
• Get 3X Reward Points on rental and property management transactions
• Avail ‘Buy One, Get One' offer on movie tickets up to Rs. 125 on Paytm mobile app. This is valid twice per month
• Enjoy 300+ Brand Offers all year long
• Get up to 20% discount at 1500+ restaurants
• Complimentary Roadside Assistance worth Rs. 1,399
• 1% Fuel Surcharge Waiver up to Rs. 300 per month at all fuel stations in India, on transactions between Rs. 200 and Rs. 5000
• Air Accident Cover of Rs. 1 Crore
• Personal Accident Cover of Rs. 5,00,000
• Lost Card Liability Cover of Rs. 50,000
• Comprehensive Travel Insurance Cover of Rs. 22,500
• Convert all transactions above Rs. 2,500 into easy and convenient EMIs on the mobile app
• Instant EMI conversion for all online transactions above Rs. 2,500 on the bank’s OTP page
• Enjoy convenient transfer of balances from other bank credit cards with the bank’s balance transfer privilege

Premium Benefits includes as follows:

• Availing 2 complimentary Domestic airport lounge visits per quarter, on spending Rs. 20,000 every month  
• Availing 4 complimentary railway lounge visits per quarter
• Cancellation For Any Reason (CFAR) insurance: Get cancellation cover for up to 2 claims up to Rs. 10,000, will be available for hotel and flight booking cancellations.

VISA Offers are as follows:

• Airport Meet & Greet - Avail discounts on Airport Fast Track immigration service worldwide
• Airport Transfers - Enjoy discounts on Airport transfer limousine service across in more than 3000 cities across 83 countries
• Concierge 
• Luxury Hotel Collection – Get access to over 900 luxury hotels around the globe with premium benefits such as automatic room upgrade upon arrival, Complimentary in-room Wi-Fi, Complimentary continental breakfast, VIP Guest status, 3PM check-out upon request and others

MasterCard Offers are as follows:

• Limo Service Airport Pick Up and Drop 
• Airport Meet & Assist - Cardholders will get assistance through the airport with all aspects of their departure and arrivals
• Get 4 complimentary Golf rounds and 12 complimentary Golf lessons per calendar year

Pros

• Built-in MasterCard contactless technology to make quick and secure payments at retail outlets
• Complimentary movie tickets every month under the Buy One Get One free offer through www.bookmyshow.com
• Minimum 15% savings on dining bills at over 2500+ restaurants across India through the Culinary Treats Programme

Cons

• No Golf/coaching sessions

To apply for ICICI Bank Credit Cards please click here

Pros

• Get 10X Reward Points on crossing spends of Rs. 20,000 in a statement cycle and on birthdays
• Domestic airport and railway lounge access
• Get 3X Reward Points on rental and property management transactions

Cons

• No International Airport Lounge access
• Welcome gift voucher is only provided on spending Rs. 5000 or more within 30 days of card generation
• No Priority Pass facility