ICICI Bank American Express Business Essential Credit Card vs SBI Elite Credit Card
Joining Fees
₹1,000
₹4,999
Editor's Rating
3.9
4
Key Features
- Surcharge waiver of up to 1.0% on fuel payments at HPCL petrol pumps
- Earn 6 PAYBACK Points from ICICI Bank Rewards for every Rs. 100 spent on online, 4 PAYBACK Points from ICICI Bank Rewards for every Rs. 100 spent on Airline, Hotels, Dining, Car Rentals, and 2 PAYBACK Points from ICICI Bank Rewards for every INR 100 otherwise (except fuel, utility and insurance)
- Minimum 15% discount on dining bills with the ICICI Bank Culinary Treats programme
- Access to exclusive wide range of special offers from around the globe in travel, dining, shopping, and entertainment under American Express® SELECTS Programme
- On achieving annual spends of Rs. 5 lakhs and 8 lakhs, earn 15,000 bonus Reward Points
- Spend Based Reversal of Annual Fee on spends of Rs. 10 Lakhs
- Complimentary membership to the Priority Pass Program worth $99
- Six complimentary Airport Lounge visits per calendar year, outside India ( max. 2 visits per quarter)
- Enjoy obtaining Club Vistara Silver membership as complimentary
Editor's Review
Pros
- ICICI Business Essential has been specifically designed to deliver higher rewards catering to your business requirement
- Complimentary access to Railway Lounges and select lounges at airports in India with your ICICI Bank American Express® Business Essential Credit Card
- No fuel surcharge will be levied on fuel transactions up to Rs. 5,000 at HPCL petrol pumps (having ICICI Bank Point of Sale terminal) when you use your ICICI Bank American Express® Business Essential Credit Card
Cons
- No Golf/coaching sessions
To apply for ICICI Bank Credit Cards please click here
Pros
- Get 5X Reward Points on Dining, Departmental stores and Grocery Spends
- Earn nearly 50,000 Bonus Reward Points worth Rs. 12,500 per year
- On achieving annual spends of Rs. 3 lakhs and 4 lakhs, earn 10,000 bonus Reward Points
Cons
- High joining/renewal fees
- Although the Credit Card offers savings on rental cars on Hertz & Avis, which is good, but in India, there’s no much scope for it
