ICICI Bank American Express Business Essential Credit Card vs Platinum Aura Visa and Mastercard Credit Card

Joining Fees

₹1,000

₹5,999

Editor's Rating

3.9

4

Key Features

  • Surcharge waiver of up to 1.0% on fuel payments at HPCL petrol pumps
  • Earn 6 PAYBACK Points from ICICI Bank Rewards for every Rs. 100 spent on online, 4 PAYBACK Points from ICICI Bank Rewards for every Rs. 100 spent on Airline, Hotels, Dining, Car Rentals, and 2 PAYBACK Points from ICICI Bank Rewards for every INR 100 otherwise (except fuel, utility and insurance)
  • Minimum 15% discount on dining bills with the ICICI Bank Culinary Treats programme
  • Access to exclusive wide range of special offers from around the globe in travel, dining, shopping, and entertainment under American Express® SELECTS Programme
  • Book Your Favorite Restaurants on a Tap & Get Great Deals & Discounts
  • Travel Insurance Cover
  • ‘Total Protect’ safeguards your card from fraud
  • Complimentary personal air accident insurance cover of up to Rs 25 lakh

Editor's Review

Pros

  • ICICI Business Essential has been specifically designed to deliver higher rewards catering to your business requirement
  • Complimentary access to Railway Lounges and select lounges at airports in India with your ICICI Bank American Express® Business Essential Credit Card
  • No fuel surcharge will be levied on fuel transactions up to Rs. 5,000 at HPCL petrol pumps (having ICICI Bank Point of Sale terminal) when you use your ICICI Bank American Express® Business Essential Credit Card

Cons

  • No Golf/coaching sessions

To apply for ICICI Bank Credit Cards please click here

Pros

  • Enjoy a waiver of 1% on fuel surcharge at any petrol pump across India
  • Exclusive access to 600+ lounges across the globe

Cons

  • No golf/coaching sessions


More comparisions with ICICI Bank American Express Business Essential Credit Card

More comparisions with Platinum Aura Visa and Mastercard Credit Card

Downloads