HSBC Visa Platinum Credit Card vs YES Prosperity Edge Credit Card

Joining Fees

₹0

₹1,199

Editor's Rating

4.3

3.5

Key Features

  • Avail Amazon Voucher worth Rs 500 on a single transaction of greater than or equal to Rs. 500. The first transaction should be done within 30 days of the card being issued
  • 5X Rewards on subsequent purchases made after spending over Rs. 400,000 in an anniversary year up to a maximum Rs. 15,000 accelerated reward points
  • Fuel surcharge waiver at all fuel pump in India for transactions between Rs. 400 and Rs. 4,000 (maximum Rs. 250 per calendar month)
  • Insurance benefits
  • 500 Reward Points on each YES PayNow registration
  • 4 Reward Points for every Rs. 200 on all other Retails Spends 
  • Avail great offers across travel, dining, shopping, wellness and more, in select cities
  • Domestic Lounge access (limited to 2 visits per quarter) for Primary Cardmembers across 30+ Lounges in India

Editor's Review

Pros

  • Introductory benefits of up to Rs. 4,250
  • Air miles conversion on InterMiles, British Airways and Singapore Airlines
  • Zero-liability for lost cards

Cons

  • No Golf/coaching sessions
  • No Airport Lounge Access 

Pros

  • Accelerated Rewards on Supermarkets and Grocery Stores, Department Stores and Dining spends
  • Get 15,000 Bonus Reward Points on achieving spends of Rs. 6 Lakhs or more in each anniversary year
  • There’s a Dedicated Website for Flight/Hotel/Movie Ticket Bookings with Exclusive Catalogue of Products

Cons

  • High-interest rates
  • Complimentary Priority Pass Membership for Primary Cardmember only. All visits will be charged US $27+GST per person per visit


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