HSBC Visa Platinum Credit Card vs ICICI Sapphiro Credit Card
Joining Fees
₹0
₹6,500
Editor's Rating
4.3
4.3
Key Features
- Nil joining and annual fees
- New customers will receive the following welcome privileges on transaction(s) of a minimum Rs. 5000 within 30 days of card issuance: Amazon voucher (worth Rs. 500)
- Air miles conversion on InterMiles, British Airways and Singapore Airlines
- 5-times (5X) rewards on subsequent purchases made after crossing spend amount of Rs. 400,000 with a max 15,000 accelerated reward points in an anniversary year
- Up to Rs. 3,000 annual savings on fuel surcharge
- Zero-liability for lost cards
- Emergency card replacement: If the HSBC Visa Platinum Credit Card gets lost, immediately call Visa Global Assistance Services or HSBC Helpline numbers and have the card cancelled and an emergency card will be issued anywhere in the world in 3 days. The user can also opt to receive emergency cash at over 22,000 outlets globally
- Insurance benefits
- Other benefits include some regular card benefits such as cash advance, additional credit cards, global access, online convenience, 24x7 customer access through Phone Banking
- Enjoy BookMyShow Saturday offer: Buy-one-get-one-free movie tickets on Saturdays- Up to Rs. 250
- On Tata CLiQ get 15% instant discount on selected products in Lifestyle, Electronics and Luxury Categories
- When completing the credit card application online, you can win an Amazon e-gift voucher worth Rs. 250
- The “Airport Lounge Services” Program is applicable to those who meet all requirements
- Complimentary Domestic and International Airport Lounge visits
- Complimentary rounds of Golf every month at the Golf course
- On dining bills, enjoy 15% savings at over 2,500+ restaurants across India through Culinary Treats Programme
- Discover how ICICI Bank Sapphiro Credit Card can deliver savings of Rs 1,95,030 every year
- Enjoy the unmatched advantage of complimentary DragonPass, the world’s first all-in-one Digital Airport Platform
Editor's Review
Pros
- New customers will receive welcome privileges on transaction(s) of a minimum Rs. 5000 within 30 days of card issuance: Amazon voucher (worth Rs. 500)
- Air miles conversion on InterMiles, British Airways and Singapore Airlines
- 5-times (5X) rewards on subsequent purchases made after crossing spend amount of Rs. 400,000 with a max 15,000 accelerated reward points in an anniversary year
Cons
- No golf/coaching sessions
- “Airport Lounge Services” Program is applicable to those who meet all requirements
Pros
- Buy one movie/event ticket and get up to Rs 500 off on the second ticket, twice every month, through www.bookmyshow.com
- Redeem PAYBACK Points from many options – from movie and travel vouchers to lifestyle products, mobiles, appliances and more
- Complimentary Domestic Airport Spa visits
Cons
- Average Reward Rate
- High-Interest Rate
To apply for ICICI Bank Credit Cards please click here
