HSBC Visa Platinum Credit Card vs AU Small Finance Bank Zenith Credit Card
Joining Fees
₹0
₹7,999
Editor's Rating
4.3
3.3
Key Features
- Avail Amazon Voucher worth Rs 500 on a single transaction of greater than or equal to Rs. 500. The first transaction should be done within 30 days of the card being issued
- 5X Rewards on subsequent purchases made after spending over Rs. 400,000 in an anniversary year up to a maximum Rs. 15,000 accelerated reward points
- Fuel surcharge waiver at all fuel pump in India for transactions between Rs. 400 and Rs. 4,000 (maximum Rs. 250 per calendar month)
- Insurance benefits
* Gain 20 Reward Points per Rs.100 retail spends done on Dining at standalone restaurants
* Earn 10 Reward Points per Rs.100 retail spends done on International transactions, Grocery and Departmental stores
* Avail 5 Reward Points per Rs.100 retail spends done across all other merchant categories
* Quarterly Milestone Benefits: Get Rs. 1,000 vouchers on minimum Rs. 2 lakh retail spends that’s done per calendar quarter. Choose vouchers from a bouquet of top brands
* Yearly Milestone Benefits: Avail complimentary Epicure Membership of doing minimum Rs. 8 lakh retail spends in a card anniversary year
* Enjoy lower International foreign mark-up fees of 1.99% on International transactions
* Birthday Benefit: Get 2,500 Bonus Reward Points on completing one retail transaction on birthday
* Get complimentary domestic and international lounge access at 1,000+ airport lounges
* Avail 2 complimentary lounge access per calendar quarter, using the Priority Pass at all participating lounges
* Get 4 complimentary domestic lounge access per calendar quarter using the VISA Card
* Railway Lounges: Get 2 complimentary lounge access per calendar quarter, using VISA Card at railway stations in selected cities
Editor's Review
Pros
- Introductory benefits of up to Rs. 4,250
- Air miles conversion on InterMiles, British Airways and Singapore Airlines
- Zero-liability for lost cards
Cons
- No Golf/coaching sessions
- No Airport Lounge Access
Pros
* Get Air Accident Cover of up to Rs. 2 Crore, Card Liability Cover, get protected against Card Counterfeit/Skimming/Online frauds, and Credit Shield of up to Rs. 5 Lakhs
* Convert transactions worth Rs. 2,000 or more into easy EMI options on selected tenure chosen by you
* Avail Add on card that is free for lifetime
Cons
* No golf privileges
* No Airmiles
