HDFC Superia Card vs YES Premia Credit Card

Joining Fees

₹1,000

₹1,599

Editor's Rating

3.8

3.5

Key Features

  • Convert reward points into miles or vouchers of domestic airlines such as Jet Airways, Air India, etc. and save up to Rs. 8000 a year.
  • Redeem points for miles with over twenty international airlines through KrisFlyer, Singapore Airline's frequent flyer programme    
  • Enjoy gaining 50% more reward points at premium restaurants    
  • On fuel transactions, you'll avail 1% Fuel Surcharge waiver
  • Enjoy Revolving Credit at a nominal interest rate
  • Avail 8 Reward Points per Rs. 200 on Grocery Stores & Supermarkets, Department Stores and Dining spends & 6 Reward Points per Rs. 200 on all other retail spends
  • Priority Pass membership offering two complimentary international lounge access per calendar year
  • 25% Discount on Movie Tickets booked on BookMyShow capped at Rs 250
  • Complimentary Domestic Lounge access & Golf privileges across select golf courses in India

Editor's Review

Pros

  • Complimentary Priority Pass Membership.
  • Avail zero liability on the lost card after reporting the loss
  • Get first year's membership for free by spending Rs. 15,000 within the first 90 days

Cons

  • High-interest rate
  • No golf privileges

Pros

  • Fuel surcharge waiver at fuel stations across India
  • Attractive Foreign Currency Markup of 2.5%
  • Credit Shield cover of Rs. 2.5 Lakhs in case of accidental death of Primary Cardmember

Cons

  • High-interest rates
  • Complimentary Priority Pass Membership for Primary Cardmember only. All visits will be charged US $27+GST per person per visit


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