HDFC Superia Card vs InterMiles ICICI Bank Sapphiro Credit Card

Joining Fees

₹1,000

₹5,000

Editor's Rating

3.8

4.1

Key Features

  • Convert reward points into miles or vouchers of domestic airlines such as Jet Airways, Air India, etc. and save up to Rs. 8000 a year.
  • Redeem points for miles with over twenty international airlines through KrisFlyer, Singapore Airline's frequent flyer programme    
  • Enjoy gaining 50% more reward points at premium restaurants    
  • On fuel transactions, you'll avail 1% Fuel Surcharge waiver
  • Enjoy Revolving Credit at a nominal interest rate
  • Every year at the time of renewal, get 5,000 renewal bonus InterMiles along with a complimentary discount code
  • Complimentary Airport Lounge access
  • Complimentary Golf rounds, movie tickets, discounts on dining and more
  • Discount on Economy Class tickets booked on Etihad Airways: 5%
  • Discount on Business Class tickets booked on Etihad Airways: 10%

Editor's Review

Pros

  • Complimentary Priority Pass Membership.
  • Avail zero liability on the lost card after reporting the loss
  • Get first year's membership for free by spending Rs. 15,000 within the first 90 days

Cons

  • High-interest rate
  • No golf privileges

Pros

  • Redemption Miles Back on international flights: 30%
  • Complimentary DragonPass, the world’s first all-in-one Digital Airport Platform
  • Two International Airport Lounge visits and Two spa sessions at selected airports in India every year, through complimentary DragonPass membership

Cons

  • High-interest rate
  • High Joining Fees

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