HDFC Solitaire Credit Card vs Standard Chartered DigiSmart Credit Card

Joining Fees

₹1,000

₹49

Editor's Rating

3.2

3

Key Features

  • Earn 3 reward points for every Rs. 150 you spend
  • Get 50% more reward points on dining and grocery expenses
  • Redeem reward points for exclusive gifts and offers
  • Get vouchers worth Rs. 1000 on spends of Rs 75000 in six months. Earn up to two vouchers a year.
  • Redeem your reward points for cashback against outstanding amount on your Credit Card - 100 points = Rs. 20. Save up to Rs. 4000 a year on spends of Rs. 5 lakh
  • Get 20% off at Myntra, 20% discount at Yatra on domestic flights, & 10% discount on your Zomato food orders
  • Buy One Get One (BOGO) movie ticket free at INOX
  • Get 15% cashback on Ola cabs
  • Convert big spends above Rs. 5000 to easy EMI at attractive pricing and flexible tenure options

Editor's Review

Pros

  • Enjoy redemption of Reward Points against air miles of Jet Airways (Jet Privilege Miles) and Singapore Airlines (KrisFlyer Miles).
  • Enjoy savings of up to Rs. 250 in every billing cycle with a 100% fuel surcharge waiver
  • Carry zero liability on lost card if reported immediately

Cons

  • No golf/coaching sessions
  • No complimentary Airport Lounge Access

Pros

  • Get a loan on your credit card up to Rs. 5,00,000. Flexible tenure from 12 to 60 months
  • 10% discount on international flights with a maximum discount of Rs. 10,000. 25% discount on domestic hotels with a maximum discount of Rs. 4,000
  • Transfer card balance up to Rs. 5 Lakh at an attractive interest rate

Cons

  • No Complimentary Airport Lounge access
  • No Fuel Surcharge Wavier
  • No Golf/coaching sessions


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