HDFC Regalia Credit Card vs Tata Croma Platinum Card
Joining Fees
₹2,500
₹2,999
Editor's Rating
4
3.1
Key Features
- Airport Lounge Access within and outside India
- Experience unique delicacies through Good Food Trail dining program at premium restaurants across top cities.
- On retail spends including Insurance, Utilities, Education and Rent Pay, earn 4 reward points on Rs. 150.
- Earn additional 5,000 Reward Points when achieving annual spends of Rs. 8 lakhs.
- Emergency overseas hospitalization up to Rs. 15 lakhs in case of emergency
- Welcome and Anniversary Gift Voucher worth Rs. 3,000 from popular brands
- Spends linked gift vouchers worth up to Rs. 6,000
- 3X Reward Points on Departmental Stores, Dining, Grocery and International spends
- Spend at selective outlets, get up to 5% Value back
Editor's Review
Pros
- Earn 10,000 Reward Points when achieving annual spends of Rs. 5 lakhs.
- Accidental air death cover worth Rs. 1 Crore
- Fuel Surcharge Waiver
Cons
- Slightly high Annual Fee
- No golf/coaching sessions
Pros
- Welcome Benefits
- Airport lounge access
- Cashback on Croma and Tata outlets
- Rewards
Cons
- High-interest rate
- No concierge services
- No Golf games
