Compare HDFC Regalia Credit Card vs JetPrivilege HDFC Bank Signature/World

Complimentary Airport Lounge Access within India: Lounge access program will now be based on the credit card spends. Spend Rs. 1 Lakh or more in a calendar quarter (Jan-Mar | Apr-Jun |Jul-Sept | Oct-Dec). Choose up to 2 complimentary lounge access vouchers as your Quarterly Milestone Benefit
International Lounge access using priority pass is not based on spends: Cardholders can apply for Priority Pass once they complete minimum 4 retail transactions on the card. Do note that Rupay cards are not eligible for priority pass. Using Priority Pass, avail up to 6 Complimentary Lounge Access per calendar year, outside India
1% fuel surcharge waiver at all fuel stations across India on transactions between Rs. 400 and Rs. 5000
Enjoy dining benefits with the Good Food Trail program: Get up to 7.5% savings on all restaurant bill payments via Swiggy Dineout (20k+ restaurants). This offer is inclusive of Restaurant and Swiggy Discount, and valid only on payments done via the Swiggy App
Zero Lost card liability
Foreign Currency Markup: 3.5% on all foreign currency spends
Get Revolving Credit at nominal interest rate
24/7 Concierge Services
Milestone Benefit: Avail 10,000 Reward Points when achieving annual spends of Rs. 5 lakhs and additional 5,000 Reward Points when achieving annual spends of Rs. 8 lakhs in an anniversary year
Spend Rs. 3L in 12 Months and get Renewal Fee waived for next renewal year
Convert big spends into EMI after purchase
Accidental air death cover worth Rs. 1 Crore
Emergency overseas hospitalization up to Rs. 15 lakhs
Lost Card Liability Cover : Up to Rs 9 lakhs
On retail spends including Insurance, earn 4 reward points on Rs. 150
Get 10,000 Reward Points on annual spends of Rs. 5 lakhs
Get additional 5,000 Reward Points on annual spends of Rs. 8 lakhs

Renewal benefits are as follows:

A. Continue getting 3,000 InterMiles upon spending Rs. 6,000 with in first 30 days of Anniversary date

You can also save lots on Flight & Hotel bookings as described below:

A. Rs. 750 Flight Discount vouchers

B. Rs. 1000 Hotel Discount vouchers

Spend Rs. 3 lakh within 12 months of the Card setup date or within 12 months of Card renewal date to get the renewal fee for the next year waived off
Gain 6 InterMiles on every Rs. 150 spent on retail spends
Gain 12 InterMiles on every Rs. 150 spent on every flight ticket booked on http://flights.intermiles.com
Gain 12 InterMiles on every Rs. 150 spent on every Hotel booked on Interbook.intermiles.com
Get 5% discount on Etihad Airways Economy Class tickets booked on http://flights.intermiles.com
Get 10% discount on Etihad Airways Business Class tickets booked on https://flights.intermiles.com
Get 2.5X bonus InterMiles for Etihad Airways tickets booked on http://flights.intermiles.com
Domestic Lounge Program: Get access to selected lounges at airports in India with HDFC Bank’s network partners
VISA Lounge Program: Obtain 16 complimentary visits Per Year (4 per quarter)
MasterCard Lounge Program: Obtain 16 complimentary visits (4 per quarter)
Priority Pass Membership: Get the Priority pass membership that provides complimentary enrollment worth $99 into the Priority Pass Program allowing preferential access to more than 600 airport lounges around the world. Primary Card holders can get up to 5 free visits to the International Lounges every year
1% fuel surcharge waiver at all fuel stations in India. This is valid on minimum transaction of Rs. 400, and the waiver is capped at Rs. 500 every billing cycle
Zero liability on lost Card
Enjoy Revolving Credit at an interest rate of 3.6% per month
Up to 50 days of free credit period from the date of purchase
Avail up to 3 Add-on Cards for immediate family members (over 18 years)
Save up to 20% on dining bills paid through Dineout Pay (15% Dineout Discount + Additional 5% HDFC Bank Discount):